@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.fixed{position:fixed}.static{position:static}.block{display:block}.contents{display:contents}.hidden{display:none}.inline{display:inline}.table{display:table}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}.report-chart-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.report-chart{border:1px solid var(--line);background:#fff;border-radius:22px;padding:24px;box-shadow:0 12px 35px #1437300f}.report-chart h3{margin:0;font-size:20px}.report-chart header p{color:var(--muted);margin:7px 0 22px;font-size:13px;line-height:1.45}.chart-bars{gap:15px;display:grid}.chart-row{grid-template-columns:92px 1fr 76px;align-items:center;gap:10px;font-size:12px;display:grid}.chart-row>span{font-weight:800}.chart-row>strong{text-align:right;font-size:12px}.chart-track{background:#e6ece9;border-radius:99px;height:13px;overflow:hidden}.chart-track i{background:var(--sky);border-radius:99px;min-width:0;height:100%;display:block}.chart-track i.orange{background:var(--orange)}.chart-track i.lime{background:#91b82f}.chart-track i.navy{background:#173d68}.report-method{grid-template-columns:1fr 1fr;gap:20px;display:grid}.report-method article{background:#eef4f0;border-radius:22px;padding:29px}.report-method article:nth-child(2){background:#fff2dc}.report-method article>span{text-transform:uppercase;letter-spacing:1px;color:#087fb9;font-size:11px;font-weight:900}.report-method h2{margin:8px 0 18px;font-size:28px}.report-method ul,.report-method ol{gap:11px;margin:0;padding:0;list-style:none;display:grid}.report-method li{align-items:center;gap:10px;line-height:1.45;display:flex}.report-method li svg{width:18px;color:var(--leaf);flex:none}.report-method li b{background:var(--orange);color:#fff;border-radius:50%;flex:none;place-items:center;width:25px;height:25px;display:grid}@media (max-width:900px){.report-chart-grid,.report-method{grid-template-columns:1fr}.report-chart{padding:20px}.chart-row{grid-template-columns:78px 1fr 72px}.report-method article{padding:23px}}.report-answer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:11px;display:grid}.report-answer-grid article{border:1px solid var(--line);background:#fff;border-radius:15px;min-width:0;padding:17px 19px}.report-answer-grid small,.report-answer-grid strong{display:block}.report-answer-grid small{color:var(--muted);font-size:10px;line-height:1.4}.report-answer-grid strong{overflow-wrap:anywhere;margin-top:8px;font-size:14px;line-height:1.45}@media (max-width:650px){.report-answer-grid{grid-template-columns:1fr}}@page money-report{size:A4 portrait;margin:12mm}.money-report{page:money-report}@media print{.money-report{-webkit-print-color-adjust:exact;print-color-adjust:exact;background:#fff}.money-report-nav{display:none}.report-cover{break-after:page;min-height:250mm}.report-cover-art{min-height:105mm}.report-cover-copy{padding:18mm 14mm}.report-summary,.report-section,.report-assumptions{padding:12mm 8mm}.report-section,.report-insights article,.report-chart,.report-method article,.report-answer-grid article{break-inside:avoid}.report-chart-grid{grid-template-columns:1fr}.report-metrics{grid-template-columns:repeat(2,1fr)}.report-insights,.report-method{grid-template-columns:1fr}.next-plan button{display:none}}:root{--ink:#18332f;--muted:#526964;--cream:#f7f1e3;--coral:#ee9823;--coral-dark:#a84d14;--teal:#159fe8;--teal-dark:#176a9d;--mint:#dff1ef;--yellow:#d7c948;--violet:#648a43;--line:#d8ded5;--white:#fff;--blue:#159fe8;--lime:#d7c948;--orange:#ee9823;--navy:#244b45;--forest:#244b45;--leaf:#688c43;--sky:#159fe8;--paper:#f7f1e3}*{box-sizing:border-box}.sr-only{clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important;width:1px!important;height:1px!important;margin:-1px!important;padding:0!important;position:absolute!important;overflow:hidden!important}a,button,label,select{touch-action:manipulation}html{scroll-behavior:smooth}body{background:var(--cream);color:var(--ink);font-family:var(--font-body),sans-serif;margin:0}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.site-header{-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);z-index:20;background:#fffaf2e0;border-bottom:1px solid #162e3512;justify-content:space-between;align-items:center;height:78px;padding:0 clamp(24px,5vw,76px);display:flex;position:relative}.brand{font-family:var(--font-display);letter-spacing:-.5px;white-space:nowrap;align-items:center;gap:10px;font-size:19px;display:flex}.brand strong{color:var(--coral-dark);font-weight:800}.brand-logo{border-radius:5px;width:150px;height:auto;display:block}.brand-logo.compact{width:105px}nav{color:#3f585e;gap:34px;font-size:14px;font-weight:600;display:flex}nav a:hover{color:var(--teal-dark)}.mobile-articles-link{color:var(--forest);font-size:13px;font-weight:850;display:none}.button{background:var(--coral);color:#fff;border:0;border-radius:13px;justify-content:center;align-items:center;gap:9px;padding:15px 22px;font-size:15px;font-weight:700;transition:transform .2s,background .2s,box-shadow .2s;display:inline-flex;box-shadow:0 10px 25px #e85f5033}.button:hover{background:var(--coral-dark);transform:translateY(-2px);box-shadow:0 14px 30px #e85f5045}.button-small{border-radius:10px;padding:10px 16px;font-size:13px}.hero{background:var(--cream);grid-template-columns:1.05fr .95fr;align-items:center;gap:60px;min-height:660px;padding:80px clamp(24px,7vw,110px) 90px;display:grid;position:relative;overflow:hidden}.hero-wash{filter:blur(2px);pointer-events:none;border-radius:50%;position:absolute}.hero-wash-one{opacity:.6;background:#ffe1d8;width:520px;height:520px;top:-170px;right:-100px}.hero-wash-two{background:#d7f3ea;width:330px;height:330px;bottom:-150px;left:-170px}.hero-copy,.hero-visual{z-index:2;position:relative}.eyebrow{color:var(--teal-dark);text-transform:uppercase;letter-spacing:1.3px;background:#e8f6f0;border-radius:999px;align-items:center;gap:7px;padding:7px 11px;font-size:12px;font-weight:800;display:inline-flex}h1,h2,h3{font-family:var(--font-display),sans-serif;margin:0}.hero h1{letter-spacing:-4.5px;margin:22px 0 24px;font-size:clamp(50px,5.6vw,80px);line-height:1.02}.hero h1 em{color:var(--coral);font-style:normal;position:relative}.hero h1 em:after{content:"";background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='250' height='8' viewBox='0 0 250 8'%3E%3Cpath d='M2 5C70 1 170 7 248 3' stroke='%23f8d36c' stroke-width='4' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") 50%/100% 100%;height:5px;position:absolute;bottom:-5px;left:4px;right:0}.hero-lead{color:#526a70;max-width:610px;font-size:19px;line-height:1.65}.hero-actions{flex-wrap:wrap;align-items:center;gap:25px;margin:31px 0 25px;display:flex}.text-link{color:var(--teal-dark);align-items:center;gap:9px;font-size:14px;font-weight:700;display:inline-flex}.text-link.dark{color:var(--ink)}.play{background:#fff;border:1px solid #b8d4cc;border-radius:50%;place-items:center;width:34px;height:34px;display:grid}.hero-proof{color:#6a7b80;flex-wrap:wrap;gap:22px;font-size:12px;display:flex}.hero-proof span{align-items:center;gap:5px;display:flex}.hero-proof svg{color:var(--teal)}.hero-visual{place-items:center;min-height:490px;display:grid}.portrait-card{background:#f5c9b5;border-radius:45% 45% 26px 26px;width:min(410px,90%);height:460px;overflow:hidden;transform:rotate(2deg);box-shadow:0 28px 80px #2f5b5426}.portrait-art{background:linear-gradient(145deg,#ffd9c9 0%,#f1bba7 100%);height:100%;position:relative}.sun-disc{background:#f8dd98;border-radius:50%;width:300px;height:300px;position:absolute;top:55px;left:55px}.person-shape{background:#1c7971;border-radius:50% 50% 22% 22%;width:220px;height:290px;position:absolute;bottom:-35px;left:95px;box-shadow:inset 0 60px #f7c4aa}.person-shape:before{content:"";background:#8b513a;border-radius:50% 50% 45% 45%;width:100px;height:125px;position:absolute;top:-50px;left:60px;box-shadow:0 -15px 0 15px #613828}.person-shape span{opacity:.85;border:4px solid #fff;border-top:0;border-radius:0 0 50px 50px;width:74px;height:34px;position:absolute;top:22px;left:74px}.leaf{color:#277e6b;stroke-width:1.5px;position:absolute}.leaf-one{width:80px;height:80px;top:40px;left:15px;transform:rotate(-35deg)}.leaf-two{width:64px;height:64px;bottom:70px;right:12px;transform:rotate(38deg)}.float-card{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fffffff0;border:1px solid #ffffffe6;border-radius:14px;align-items:center;gap:10px;padding:12px 14px;animation:5s ease-in-out infinite float;display:flex;position:absolute;box-shadow:0 14px 40px #1c4f482b}.float-card small,.float-card strong{display:block}.float-card small{color:#78888b;font-size:10px}.float-card strong{margin-top:2px;font-size:12px}.score-card{top:65px;left:0}.secure-card{animation-delay:-1.8s;top:190px;right:-12px}.next-card{animation-delay:-3.2s;bottom:40px;left:5px}.secure-card svg{color:var(--teal)}.secure-card span{display:block}.score-ring{border:4px solid var(--teal);border-radius:50%;place-items:center;width:42px;height:42px;margin-left:9px;font-size:13px;font-weight:800;display:grid}.mini-icon{border-radius:10px;place-items:center;width:35px;height:35px;display:grid}.mini-icon.teal{color:var(--teal-dark);background:#dff5ec}.mini-icon.coral{color:var(--coral-dark);background:#ffe7df}@keyframes float{50%{transform:translateY(-8px)}}.trust-strip{color:#fff;background:#143b40;grid-template-columns:repeat(3,1fr);gap:30px;min-height:94px;padding:24px clamp(24px,8vw,130px);display:grid}.trust-strip div{color:#d4e2df;border-right:1px solid #ffffff21;justify-content:center;align-items:center;gap:13px;font-size:13px;display:flex}.trust-strip div:last-child{border:0}.trust-strip svg{color:#75cfb9;min-width:24px}.trust-strip strong{color:#fff;margin-bottom:2px;font-size:14px;display:block}.section{padding:110px clamp(24px,7vw,110px)}.reviews-section{background:#fff}.section-heading{text-align:center;max-width:760px;margin:0 auto 55px}.section-heading h2,.expertise-copy h2,.how-intro h2{letter-spacing:-2.6px;margin:17px 0;font-size:clamp(37px,4.2vw,58px);line-height:1.08}.section-heading p,.expertise-copy>p,.how-intro>div>p{color:var(--muted);max-width:660px;margin:0 auto;font-size:17px;line-height:1.65}.review-grid{grid-template-columns:repeat(4,1fr);gap:18px;max-width:1250px;margin:auto;display:grid}.review-card{border:1px solid var(--line);background:#fff;border-radius:20px;flex-direction:column;min-height:315px;padding:27px;transition:box-shadow .25s;display:flex;box-shadow:0 8px 30px #1c4a440d}.review-card:hover{box-shadow:0 18px 45px #1c4a441f}.review-icon{border-radius:15px;place-items:center;width:53px;height:53px;margin-bottom:28px;display:grid}.review-icon svg{width:25px}.review-card.coral .review-icon{color:var(--coral-dark);background:#ffe9e3}.review-card.teal .review-icon{color:var(--teal-dark);background:#dff5ec}.review-card.yellow .review-icon{color:#a77300;background:#fff3cc}.review-card h3{letter-spacing:-.5px;font-size:21px}.review-card p{color:var(--muted);flex:1;font-size:14px;line-height:1.55}.review-card a{color:var(--teal-dark);align-items:center;gap:7px;font-size:12px;font-weight:800;display:flex}.how-section{color:#fff;background:#123c41;grid-template-columns:1fr 1fr;align-items:center;gap:90px;display:grid;position:relative;overflow:hidden}.how-section:after{content:"";border:1px solid #ffffff14;border-radius:50%;width:500px;height:500px;position:absolute;bottom:-240px;right:-260px}.how-intro h2{color:#fff}.how-intro>div>p{color:#b8cfca;margin:0}.report-preview{width:380px;max-width:100%;color:var(--ink);background:#fff;border-radius:20px;margin-top:42px;padding:24px;transform:rotate(-2deg);box-shadow:0 25px 60px #00000038}.report-top{border-bottom:1px solid #e5ece9;justify-content:space-between;align-items:center;padding-bottom:13px;display:flex}.report-top small{color:#708286}.report-score{text-align:center;padding:20px}.report-score span{letter-spacing:1.4px;color:var(--teal-dark);font-size:9px;font-weight:800;display:block}.report-score strong{font-family:var(--font-display);color:var(--teal);font-size:60px;line-height:1;display:block}.report-score small{color:#718286}.report-lines{gap:8px;display:grid}.report-lines i{background:#e9efed;border-radius:5px;height:7px}.report-lines i:nth-child(2){width:75%}.report-lines i:nth-child(3){width:88%}.report-next{color:var(--teal-dark);background:#eaf7f1;border-radius:9px;align-items:center;gap:8px;margin-top:18px;padding:12px;font-size:11px;font-weight:700;display:flex}.steps{gap:5px;display:grid}.step{border-bottom:1px solid #ffffff1f;grid-template-columns:58px 1fr;gap:20px;padding:24px 0;display:grid}.step>span{color:#84d4c0;width:45px;height:45px;font-family:var(--font-display);background:#ffffff14;border-radius:50%;place-items:center;font-weight:800;display:grid}.step h3{font-size:18px}.step p{color:#adc4bf;margin:7px 0 0;font-size:14px;line-height:1.5}.expertise-section{background:#fffaf2;grid-template-columns:1fr 1fr;align-items:center;gap:90px;display:grid}.expertise-copy>p{margin:0}.expertise-copy ul{gap:14px;margin:28px 0;padding:0;list-style:none;display:grid}.expertise-copy li{color:#526a70;align-items:center;gap:10px;font-size:14px;display:flex}.expertise-copy li svg{width:19px;height:19px;color:var(--teal);background:#dff5ec;border-radius:50%;padding:3px}.expertise-visual{place-items:center;min-height:380px;display:grid;position:relative}.expert-card{border:1px solid var(--line);z-index:2;background:#fff;border-radius:18px;align-items:center;gap:14px;padding:18px;display:flex;position:absolute;box-shadow:0 18px 50px #1c4a441f}.main-expert{width:390px;max-width:90%;top:75px;left:10px}.main-expert>svg{color:var(--teal);margin-left:auto}.expert-avatar{color:#6d3f30;background:linear-gradient(145deg,#ffd7c9,#efab94);border-radius:15px;place-items:center;width:62px;height:62px;font-weight:800;display:grid}.expert-card span,.expert-card small{display:block}.expert-card span{text-transform:uppercase;letter-spacing:1px;color:var(--teal-dark);font-size:9px;font-weight:800}.expert-card strong{font-family:var(--font-display);margin:4px 0;display:block}.expert-card small{color:#7b898c;font-size:10px}.metric{width:310px;bottom:70px;right:0}.metric>svg{color:var(--coral);width:35px}.dotted-orbit{z-index:0;border:2px dashed #c8ddd6;border-radius:50%;width:330px;height:330px;position:absolute}.cta-section{background:var(--coral);color:#fff;justify-content:space-between;align-items:center;min-height:370px;padding:70px clamp(24px,9vw,140px);display:flex;position:relative;overflow:hidden}.cta-section h2{letter-spacing:-3px;margin:15px 0;font-size:clamp(38px,4.5vw,62px);line-height:1.05}.cta-section p{color:#fff0eb}.button-cream{color:var(--ink);box-shadow:none;background:#fff7e9;margin-top:12px}.button-cream:hover{background:#fff}.cta-coins{width:360px;height:260px;position:relative}.cta-coins span{width:120px;height:120px;font-family:var(--font-display);color:#875a00;background:#f8d36c;border-radius:50%;place-items:center;font-size:48px;font-weight:800;display:grid;position:absolute;box-shadow:0 18px #dbae42}.cta-coins span:nth-child(2){color:#075e58;background:#7dd0bc;width:95px;height:95px;top:85px;right:45px;box-shadow:0 14px #43a892}.cta-coins span:nth-child(3){width:75px;height:75px;color:var(--coral);background:#fff0df;bottom:3px;left:80px;box-shadow:0 11px #efc4aa}footer{color:#b9ccca;background:#0f2f34;grid-template-columns:auto 1fr auto;align-items:center;gap:20px;padding:45px clamp(24px,7vw,110px);font-size:12px;display:grid}footer .brand{color:#fff}footer>p{margin:0}footer>div{gap:20px;display:flex}footer small{color:#78918e;border-top:1px solid #ffffff1a;grid-column:1/-1;padding-top:22px}.flow-shell{background:#f6fbf8;min-height:100vh}.flow-header{border-bottom:1px solid var(--line);background:#fff;justify-content:space-between;align-items:center;height:70px;padding:0 clamp(20px,5vw,70px);display:flex}.flow-header small{color:var(--muted)}.flow-main{max-width:940px;margin:auto;padding:70px 24px}.flow-main h1{letter-spacing:-2.5px;text-align:center;font-size:clamp(38px,5vw,60px)}.flow-main>p{text-align:center;color:var(--muted);font-size:17px}.choice-grid{grid-template-columns:repeat(2,1fr);gap:16px;margin-top:42px;display:grid}.choice{border:1px solid var(--line);text-align:left;color:var(--ink);cursor:pointer;background:#fff;border-radius:18px;align-items:center;gap:17px;padding:25px;transition:all .2s;display:flex}.choice:hover{border-color:var(--teal);transform:translateY(-3px);box-shadow:0 10px 30px #1c4a441a}.choice-icon{width:50px;height:50px;color:var(--teal-dark);background:#e7f6f0;border-radius:14px;place-items:center;display:grid}.choice strong,.choice small{display:block}.choice small{color:var(--muted);margin-top:4px}.choice>svg:last-child{color:var(--coral);margin-left:auto}.portal{background:#f4f7f6;grid-template-columns:245px 1fr;min-height:100vh;display:grid}.sidebar{color:#fff;background:#12383d;flex-direction:column;padding:25px 18px;display:flex}.sidebar .brand{padding:0 8px 28px}.tenant{background:#ffffff14;border:1px solid #ffffff1a;border-radius:12px;align-items:center;gap:10px;margin-bottom:28px;padding:12px;display:flex}.tenant-logo{color:#15383d;background:#f1b34b;border-radius:9px;place-items:center;width:36px;height:36px;font-weight:900;display:grid}.tenant strong,.tenant small{display:block}.tenant small{color:#a9c3c0;margin-top:2px;font-size:10px}.sidebar nav{gap:6px;display:grid}.sidebar nav a{color:#b8cdca;border-radius:9px;align-items:center;gap:11px;padding:11px;display:flex}.sidebar nav a.active{color:#13383d;background:#fff}.sidebar nav a:hover{color:#fff;background:#ffffff14}.user-block{border-top:1px solid #ffffff1f;align-items:center;gap:10px;margin-top:auto;padding:18px 8px 0;display:flex}.user-avatar{color:#62382c;background:#ffd2c5;border-radius:50%;place-items:center;width:34px;height:34px;font-weight:800;display:grid}.user-block small{color:#9db8b5;display:block}.portal-main{padding:30px clamp(22px,4vw,55px);overflow:hidden}.portal-top{justify-content:space-between;align-items:center;margin-bottom:28px;display:flex}.portal-top h1{letter-spacing:-1.4px;font-size:30px}.portal-top p{color:var(--muted);margin:5px 0 0;font-size:13px}.portal-actions{gap:10px;display:flex}.button.secondary{color:var(--ink);border:1px solid var(--line);box-shadow:none;background:#fff}.stats{grid-template-columns:repeat(4,1fr);gap:14px;display:grid}.stat{border:1px solid var(--line);background:#fff;border-radius:14px;padding:18px}.stat-head{color:var(--muted);justify-content:space-between;align-items:center;font-size:11px;display:flex}.stat-head span:last-child{width:31px;height:31px;color:var(--teal);background:#e8f6f0;border-radius:9px;place-items:center;display:grid}.stat strong{font-size:29px;font-family:var(--font-display);margin:10px 0 4px;display:block}.stat small{color:#3d9a79}.portal-grid{grid-template-columns:1.55fr .8fr;gap:16px;margin-top:16px;display:grid}.panel{border:1px solid var(--line);background:#fff;border-radius:14px;overflow:hidden}.panel-head{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding:18px 20px;display:flex}.panel-head h2{font-size:16px}.panel-head a{color:var(--teal-dark);font-size:11px;font-weight:800}.lead-row{border-bottom:1px solid #edf1f0;grid-template-columns:1.6fr .9fr .8fr .7fr;align-items:center;gap:10px;padding:15px 20px;font-size:12px;display:grid}.lead-row.header{text-transform:uppercase;letter-spacing:.7px;color:#81908f;background:#fafcfb;font-size:9px}.lead-name{align-items:center;gap:10px;display:flex}.lead-avatar{width:35px;height:35px;color:var(--coral-dark);background:#ffe3da;border-radius:50%;place-items:center;font-weight:800;display:grid}.lead-name strong,.lead-name small{display:block}.lead-name small{color:var(--muted);margin-top:2px;font-size:10px}.status{border-radius:999px;width:max-content;padding:5px 8px;font-size:10px;font-weight:800;display:inline-flex}.status.progress{color:#14775e;background:#e5f5ee}.status.new{color:#936c0c;background:#fff0d1}.status.contact{color:#684994;background:#eee8f6}.activity{grid-template-columns:30px 1fr;gap:10px;padding:15px 18px;display:grid}.activity-icon{width:30px;height:30px;color:var(--teal-dark);background:#e7f6f0;border-radius:9px;place-items:center;display:grid}.activity p{margin:0;font-size:11px;line-height:1.4}.activity small{color:var(--muted);margin-top:4px;font-size:9px;display:block}.brand-preview{color:#fff;background:linear-gradient(135deg,#14383d 0 58%,#eead3e 58%);border-radius:12px;margin:18px;padding:18px}.brand-preview small{color:#c1d0ce}.brand-preview strong{font-family:var(--font-display);margin:7px 0;display:block}.brand-dots{gap:5px;margin-top:13px;display:flex}.brand-dots i{background:#eead3e;border-radius:50%;width:13px;height:13px}.brand-dots i:nth-child(2){background:#14383d;border:1px solid #fff}.brand-dots i:nth-child(3){background:#fff}@media (max-width:980px){nav{display:none}.hero{grid-template-columns:1fr;padding-top:60px}.hero-copy{text-align:center}.hero-lead{margin-left:auto;margin-right:auto}.hero-actions,.hero-proof{justify-content:center}.hero-visual{min-height:470px}.review-grid{grid-template-columns:repeat(2,1fr)}.how-section,.expertise-section{grid-template-columns:1fr}.portal{grid-template-columns:80px 1fr}.sidebar .brand>span:last-child,.tenant>div:last-child,.sidebar nav span,.user-block>div:last-child{display:none}.sidebar{padding:22px 12px}.tenant{padding:9px}.stats{grid-template-columns:repeat(2,1fr)}.portal-grid{grid-template-columns:1fr}}@media (max-width:650px){.site-header{height:68px}.site-header>.button{display:none}.mobile-articles-link{margin-left:auto;display:block}.hero{gap:22px;padding:52px 20px 70px}.hero h1{letter-spacing:-3px;font-size:48px}.hero-lead{font-size:16px}.hero-visual{min-height:390px}.portrait-card{width:300px;height:370px}.person-shape{left:42px}.sun-disc{left:5px}.score-card{left:-4px}.secure-card{right:-4px}.next-card{left:0}.trust-strip{grid-template-columns:1fr;padding:25px}.trust-strip div{border-bottom:1px solid #ffffff1f;border-right:0;justify-content:flex-start;padding-bottom:17px}.trust-strip div:last-child{padding:0}.section{padding:75px 20px}.section-heading h2,.expertise-copy h2,.how-intro h2{letter-spacing:-2px;font-size:38px}.review-grid{grid-template-columns:1fr}.how-section{gap:55px}.main-expert{left:0}.metric{right:0}.cta-section{padding:65px 22px}.cta-coins{display:none}footer{grid-template-columns:1fr}footer small{grid-column:1}.choice-grid{grid-template-columns:1fr}.portal{display:block}.sidebar{display:none}.portal-main{padding:22px 14px}.portal-actions{display:none}.stats{grid-template-columns:1fr 1fr}.portal-grid{grid-template-columns:1fr}.lead-row{grid-template-columns:1.5fr .8fr}.lead-row>:nth-child(2),.lead-row.header>:nth-child(2),.lead-row.header>:nth-child(4),.lead-row>:nth-child(4){display:none}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.float-card{animation:none}.button,.choice,.review-card{transition:none}}.site-header{background:#fffdf5eb}.brand strong{color:var(--blue)}.button{background:var(--blue);box-shadow:0 10px 25px #075de838}.choice-hero{background:radial-gradient(circle at 8% 5%,#eefbb8 0,transparent 27%),radial-gradient(circle at 92% 4%,#dceaff 0,transparent 28%),var(--cream);padding:72px clamp(24px,6vw,90px) 48px}.choice-hero-copy{text-align:center;max-width:900px;margin:0 auto 48px}.choice-hero h1{letter-spacing:-5px;color:var(--navy);margin:22px 0;font-size:clamp(52px,6.7vw,96px);line-height:.94}.choice-hero-copy>p{max-width:720px;color:var(--muted);margin:auto;font-size:19px;line-height:1.6}.hero-choice-grid{grid-template-columns:repeat(3,1fr);gap:20px;max-width:1320px;margin:auto;display:grid}.hero-choice{border:1px solid var(--line);background:#fff;border-radius:26px;transition:transform .25s,box-shadow .25s;overflow:hidden;box-shadow:0 16px 45px #19335717}.hero-choice:hover{transform:translateY(-7px);box-shadow:0 22px 55px #19335729}.hero-choice-media{isolation:isolate;position:relative;overflow:hidden}.hero-choice-media:after{content:"";z-index:1;background:linear-gradient(#0f272305 20%,#0f2723e6 100%);position:absolute;inset:0}.hero-choice img{aspect-ratio:3/2;object-fit:cover;width:100%;transition:transform .45s;display:block}.hero-choice:hover img{transform:scale(1.035)}.hero-choice-overlay{z-index:2;color:#fff;text-shadow:0 2px 16px #00000080;align-items:center;gap:10px;display:flex;position:absolute;inset:auto 22px 20px}.hero-choice-overlay svg{stroke-width:2.5px;width:25px;height:25px}.hero-choice-overlay strong{font-family:var(--font-display);letter-spacing:-1.8px;font-size:clamp(31px,3vw,43px);line-height:1}.hero-choice-body{padding:22px 25px 27px}.hero-choice.blue .choice-cta{color:var(--blue)}.hero-choice.orange .choice-cta{color:var(--orange)}.hero-choice.lime .choice-cta{color:#537000}.hero-choice h2{letter-spacing:-1px;margin:0 0 9px;font-size:24px}.hero-choice p{color:var(--muted);min-height:88px;font-size:14px;line-height:1.55}.choice-cta{justify-content:space-between;align-items:center;margin-top:20px;font-size:13px;font-weight:900;display:flex}.choice-hero>.hero-proof{justify-content:center;margin-top:30px}.trust-strip{background:var(--navy)}.trust-strip svg,.step>span{color:var(--lime)}.report-score strong,.report-score span,.report-next{color:var(--blue)}.bright-trust{text-align:center;background:#eefbb8}.bright-trust>div{max-width:780px;margin:auto}.bright-trust h2{letter-spacing:-3px;margin:20px 0;font-size:clamp(40px,5vw,68px);line-height:1.05}.bright-trust p{color:var(--muted);font-size:18px;line-height:1.65}.bright-trust ul{text-align:left;grid-template-columns:1fr 1fr;gap:12px;margin:34px auto 0;padding:0;list-style:none;display:grid}.bright-trust li{background:#fff;border-radius:13px;align-items:center;gap:10px;padding:16px;font-weight:700;display:flex}.bright-trust li svg{color:var(--blue);min-width:18px}.cta-shapes{width:360px;height:240px;position:relative}.cta-shapes span{background:var(--lime);width:170px;height:170px;box-shadow:34px 30px 0 var(--blue);border-radius:50%;position:absolute;top:25px;right:80px}.cta-shapes span:nth-child(2){width:80px;height:80px;box-shadow:none;background:#fff;top:15px;left:12px}.cta-shapes span:nth-child(3){width:55px;height:55px;box-shadow:none;background:#ffd33d;bottom:8px;right:5px}.flow-shell{background:var(--cream)}.flow-main.review-picker{max-width:1240px}.picker-heading{text-align:center;max-width:760px;margin:45px auto 42px}.picker-heading>span,.review-paths .section-heading>span{color:var(--blue);text-transform:uppercase;letter-spacing:1.4px;font-size:12px;font-weight:900}.picker-heading h1{margin:12px 0}.picker-heading p{color:var(--muted);font-size:18px}.picker-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.picker-card{border:1px solid var(--line);background:#fff;border-radius:23px;transition:all .25s;overflow:hidden}.picker-card:hover{transform:translateY(-5px);box-shadow:0 18px 40px #19335721}.picker-card img{aspect-ratio:3/2;object-fit:cover;width:100%;display:block}.picker-card>div{padding:24px}.picker-card small{color:var(--muted);font-weight:800}.picker-card h2{margin:7px 0;font-size:29px}.picker-card p{color:var(--muted);min-height:105px;line-height:1.55}.picker-card>div>span{color:var(--blue);justify-content:space-between;align-items:center;font-weight:900;display:flex}.picker-card.orange>div>span{color:var(--orange)}.picker-card.lime>div>span{color:#537000}.review-detail{background:var(--cream);min-height:100vh}.review-detail-hero{grid-template-columns:1fr 1fr;align-items:center;gap:70px;max-width:1220px;margin:auto;padding:70px 24px;display:grid}.review-detail-hero h1{letter-spacing:-4px;margin:20px 0;font-size:clamp(48px,6vw,82px);line-height:.98}.review-detail-hero>div>p{color:var(--muted);max-width:610px;font-size:18px;line-height:1.65}.review-detail-hero img{border-radius:28px;width:100%;box-shadow:0 22px 55px #19335729}.review-kicker{text-transform:uppercase;letter-spacing:1.2px;color:var(--blue);align-items:center;gap:8px;margin-top:38px;font-size:12px;font-weight:900;display:flex}.review-detail.orange .review-kicker{color:var(--orange)}.review-detail.lime .review-kicker{color:#537000}.review-meta{gap:22px;margin:24px 0;display:flex}.review-meta span{color:var(--muted);align-items:center;gap:7px;font-size:13px;font-weight:800;display:flex}.review-meta svg{width:17px}.review-outcomes{background:var(--navy);color:#fff;grid-template-columns:auto repeat(3,1fr);align-items:center;gap:28px;padding:28px clamp(24px,8vw,130px);display:grid}.review-outcomes p,.review-outcomes span{align-items:center;gap:9px;display:flex}.review-outcomes p{color:var(--lime);font-weight:900}.review-outcomes span{font-size:13px}.review-outcomes span svg{color:var(--lime);min-width:17px}.review-paths{max-width:1220px;margin:auto;padding:90px 24px}.review-paths .section-heading{margin-bottom:40px}.path-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.path-card{border:1px solid var(--line);background:#fff;border-radius:18px;flex-direction:column;min-height:245px;padding:24px;display:flex}.path-card small{color:var(--blue);font-weight:900}.path-card h3{margin:18px 0 7px;font-size:21px}.path-card p{color:var(--muted);flex:1;font-size:14px;line-height:1.55}.path-card button,.path-card>a{color:var(--blue);cursor:pointer;background:0 0;border:0;align-items:center;gap:8px;padding:0;font-weight:900;display:flex}.journey-plan{background:#e7f0ff;border-radius:28px;margin-top:70px;padding:42px}.journey-plan h2{font-size:34px}.journey-plan ol{counter-reset:journey;grid-template-columns:repeat(5,1fr);gap:18px;margin:30px 0 0;padding:0;list-style:none;display:grid}.journey-plan li{counter-increment:journey;padding-top:44px;position:relative}.journey-plan li:before{content:counter(journey);background:var(--blue);color:#fff;border-radius:50%;place-items:center;width:31px;height:31px;font-size:12px;font-weight:900;display:grid;position:absolute;top:0}.journey-plan strong,.journey-plan span{display:block}.journey-plan span{color:var(--muted);margin-top:6px;font-size:13px;line-height:1.5}@media (max-width:980px){.hero-choice-grid,.picker-grid{grid-template-columns:1fr 1fr}.hero-choice:last-child,.picker-card:last-child{grid-column:1/-1}.review-detail-hero{grid-template-columns:1fr;gap:35px}.review-outcomes,.path-grid,.journey-plan ol{grid-template-columns:1fr 1fr}}@media (max-width:650px){.choice-hero{padding:48px 18px 35px;overflow:hidden}.choice-hero h1{letter-spacing:-3px;overflow-wrap:anywhere;font-size:43px}.hero-choice-grid,.picker-grid,.path-grid{grid-template-columns:1fr}.hero-choice:last-child,.picker-card:last-child{grid-column:auto}.hero-choice p,.picker-card p{min-height:0}.bright-trust ul{grid-template-columns:1fr}.review-detail-hero{padding:45px 20px}.review-detail-hero h1{letter-spacing:-3px;font-size:48px}.review-outcomes{grid-template-columns:1fr}.review-paths{padding:70px 20px}.journey-plan{padding:28px 22px}.journey-plan ol{grid-template-columns:1fr}.cta-shapes,.flow-header small{display:none}}.site-header{background:#f7f1e3eb;border-bottom-color:#244b451a}.button{box-shadow:0 10px 25px #159fe838}.button:hover{background:#167cb7;box-shadow:0 14px 30px #159fe847}.eyebrow{color:var(--forest);background:#dff1ef}.eyebrow.light{color:#f3e97c;background:#ffffff21}.choice-hero{background:radial-gradient(circle at 8% 5%,#eee8a9 0,transparent 27%),radial-gradient(circle at 92% 4%,#d9f0fb 0,transparent 28%),var(--paper)}.hero-choice,.picker-card,.review-detail-hero img{box-shadow:0 16px 45px #244b451a}.hero-choice:hover,.picker-card:hover{box-shadow:0 22px 55px #244b452e}.hero-choice.lime .choice-label,.hero-choice.lime .choice-cta,.picker-card.lime>div>span,.review-detail.lime .review-kicker{color:#5b6a21}.trust-strip,.review-outcomes{background:var(--forest)}.how-section{background:linear-gradient(90deg,#18332ff5,#18332fdb),url(/images/mortgage-report-journey.webp) 50%/cover no-repeat}.how-intro>div>p,.step p{color:#d7e4df}.step>span,.trust-strip svg,.review-outcomes p,.review-outcomes span svg{color:#eee36d}.report-score span,.report-next{color:var(--teal-dark)}.report-next{background:#e2f2f8}.bright-trust{background:#eee8a9}.bright-trust li svg{color:var(--leaf)}.cta-section{background:var(--orange)}.cta-shapes span{box-shadow:34px 30px 0 var(--sky);background:#d7c948}footer{background:#18332f}.flow-shell,.review-detail{background:var(--paper)}.journey-plan{background:#dfeeed}.review-card.violet .review-icon{color:var(--leaf);background:#e5ecd9}.portal,.flow-shell{background:#eef3ef}.sidebar{background:var(--forest)}.brand-preview{background:linear-gradient(135deg,var(--forest) 0 58%,var(--orange) 58%)}.brand-dots i{background:var(--orange)}.articles-page,.article-page{background:var(--paper);min-height:100vh}.articles-hero{text-align:center;background:linear-gradient(180deg,#e7f5fb 0%,var(--paper) 100%);padding:90px 24px 78px}.articles-hero>span,.article-kicker,.article-channel-heading>div>span,.answer-summary>span,.article-faq>span,.article-review-cta span,.related-articles>span,.article-sources>span{color:#087fb9;letter-spacing:1.3px;text-transform:uppercase;align-items:center;gap:8px;font-size:11px;font-weight:900;display:inline-flex}.articles-hero h1{letter-spacing:-4px;max-width:900px;margin:18px auto;font-size:clamp(48px,6vw,78px);line-height:.98}.articles-hero p{max-width:690px;color:var(--muted);margin:auto;font-size:18px;line-height:1.65}.article-channels{max-width:1220px;margin:auto;padding:0 24px 100px}.article-channel{padding-top:80px}.article-channel-heading{background:#e4f4fb;border-radius:28px;grid-template-columns:1fr 280px;align-items:center;gap:30px;min-height:250px;padding:34px 42px;display:grid;overflow:hidden}.article-channel.insurance .article-channel-heading{background:#fff0d8}.article-channel.kiwisaver .article-channel-heading{background:#eef2c9}.article-channel-heading h2{letter-spacing:-3px;margin:10px 0;font-size:clamp(38px,5vw,58px)}.article-channel-heading p{max-width:610px;color:var(--muted);font-size:16px;line-height:1.55}.article-channel-heading img{object-fit:cover;border-radius:20px;width:280px;height:185px;transform:rotate(2deg);box-shadow:0 15px 35px #18332f24}.article-card-grid{grid-template-columns:repeat(3,1fr);gap:16px;margin-top:18px;display:grid}.article-card{border:1px solid var(--line);background:#fff;border-radius:18px;flex-direction:column;min-height:245px;padding:24px;display:flex;box-shadow:0 10px 28px #18332f0a}.article-card h3{margin:17px 0 25px;font-size:20px;line-height:1.28}.article-status{text-transform:uppercase;letter-spacing:.6px;border-radius:999px;width:max-content;padding:6px 9px;font-size:10px;font-weight:900}.article-status.published{color:#42621e;background:#e5f4d1}.article-status.coming{color:#667773;background:#edf1ef}.article-card-actions{gap:10px;margin-top:auto;display:grid}.article-card-actions a,.article-card-actions>span{color:#087fb9;justify-content:space-between;align-items:center;gap:8px;font-size:12px;font-weight:850;display:flex}.article-card-actions>span{color:#82908d;justify-content:flex-start;font-weight:700}.article-card-actions a:last-child{border-top:1px solid var(--line);color:var(--forest);padding-top:12px}.article-reading{max-width:860px;margin:auto;padding:70px 24px 100px}.article-reading>h1{letter-spacing:-4px;margin:25px 0 18px;font-size:clamp(48px,7vw,78px);line-height:1}.article-kicker{margin-top:55px}.article-description{color:var(--muted);font-size:21px;line-height:1.55}.article-byline{color:#74847f;border-bottom:1px solid var(--line);padding:20px 0 30px;font-size:12px}.answer-summary{background:#e4f4fb;border-radius:20px;margin:40px 0;padding:28px 32px}.answer-summary p{margin:10px 0 0;font-size:20px;font-weight:650;line-height:1.55}.article-highlights{color:#fff;background-position:50%;background-size:cover;border-radius:28px;align-items:center;min-height:430px;margin:42px -80px 48px;padding:52px 60px;display:flex;position:relative;overflow:hidden;box-shadow:0 22px 55px #18332f2e}.article-highlights>div{max-width:540px}.article-highlights>div>span{text-transform:uppercase;letter-spacing:1.4px;color:var(--lime);font-size:11px;font-weight:900}.article-highlights h2{letter-spacing:-2.7px;margin:10px 0 25px;font-size:clamp(38px,5vw,55px);line-height:1}.article-highlights ul{gap:14px;margin:0;padding:0;list-style:none;display:grid}.article-highlights li{grid-template-columns:24px 1fr;align-items:start;gap:10px;font-size:16px;line-height:1.45;display:grid}.article-highlights li svg{color:var(--lime);margin-top:2px}.article-body{font-size:17px;line-height:1.75}.article-body h2{letter-spacing:-1.8px;margin:55px 0 16px;font-size:36px;line-height:1.15}.article-body h3{letter-spacing:-.8px;margin:35px 0 12px;font-size:25px;line-height:1.2}.article-body p{margin:0 0 24px}.article-body ul{gap:12px;padding:0;list-style:none;display:grid}.article-body li{gap:10px;display:flex}.article-body li svg{color:var(--leaf);flex:none;margin-top:5px}.article-body figure{margin:45px -80px}.article-body figure img{border-radius:26px;width:100%;height:auto}.article-body figcaption{color:var(--muted);margin-top:9px;font-size:12px}.article-body aside{background:#fff0d8;border-radius:18px;grid-template-columns:auto 1fr;gap:14px;margin:35px 0;padding:24px;display:grid}.article-body aside svg{color:var(--orange)}.article-body aside p{margin:0}.article-inline-link a{color:#087fb9;text-underline-offset:4px;align-items:center;gap:7px;font-weight:850;text-decoration:underline;display:inline-flex}.article-faq{margin-top:70px}.article-faq h2{letter-spacing:-2px;margin:10px 0 25px;font-size:40px}.article-faq details{border-top:1px solid var(--line);padding:19px 0}.article-faq summary{cursor:pointer;font-weight:850}.article-faq details p{color:var(--muted);line-height:1.65}.article-review-cta{background:var(--forest);color:#fff;border-radius:26px;grid-template-columns:auto 1fr;gap:20px;margin-top:65px;padding:38px;display:grid}.article-review-cta>svg{color:var(--lime)}.article-review-cta h2{letter-spacing:-1.8px;margin:9px 0;font-size:34px;line-height:1.1}.article-review-cta p{color:#d8e6e1;line-height:1.55}.article-review-cta .button{margin-top:8px}.article-disclaimer{color:var(--muted);margin-top:30px;font-size:12px;line-height:1.6}.related-articles,.article-sources{border-top:1px solid #183c3429;margin-top:70px;padding-top:48px}.related-articles>h2,.article-sources>h2{letter-spacing:-1.6px;margin:10px 0 24px;font-size:36px}.related-articles>div{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.related-articles>div>a{min-height:220px;color:var(--ink);background:#fff;border:1px solid #183c341f;border-radius:22px;flex-direction:column;padding:24px;display:flex;box-shadow:0 14px 35px #183c340f}.related-articles strong{font-size:20px;line-height:1.2}.related-articles p{color:var(--muted);line-height:1.55}.related-articles a>span{color:#087fb9;align-items:center;gap:6px;margin-top:auto;font-weight:850;display:flex}.article-sources>p{color:var(--muted);line-height:1.65}.article-sources ol{gap:12px;padding-left:24px;display:grid}.article-sources li{padding-left:6px}.article-sources a{color:#087fb9;text-underline-offset:3px;font-weight:800;text-decoration:underline}.article-sources small{color:var(--muted);margin-top:3px;display:block}@media (max-width:900px){.article-card-grid{grid-template-columns:repeat(2,1fr)}.article-channel-heading{grid-template-columns:1fr 210px}.article-channel-heading img{width:210px;height:150px}.article-body figure,.article-highlights{margin:40px 0}}@media (max-width:650px){.articles-hero{padding:55px 20px}.articles-hero h1{letter-spacing:-3px;font-size:48px}.articles-hero p{font-size:16px}.article-channels{padding:0 18px 70px}.article-channel{padding-top:55px}.article-channel-heading{grid-template-columns:1fr;padding:26px 22px}.article-channel-heading img{width:100%;height:180px}.article-card-grid{grid-template-columns:1fr}.article-card{min-height:215px}.article-reading{padding:45px 20px 70px}.article-reading>h1{letter-spacing:-3px;font-size:46px}.article-description{font-size:18px}.answer-summary{padding:23px 20px}.answer-summary p{font-size:18px}.article-highlights{background-position:62%;min-height:480px;padding:32px 23px}.article-highlights h2{font-size:38px}.article-highlights li{font-size:15px}.article-body h2{font-size:31px}.article-body h3{font-size:23px}.related-articles>div{grid-template-columns:1fr}.related-articles>div>a{min-height:190px}.related-articles>h2,.article-sources>h2{font-size:30px}.article-review-cta{grid-template-columns:1fr;padding:28px 22px}.article-review-cta h2{font-size:30px}}.review-form-shell{background:var(--paper);min-height:100vh}.form-header{-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);z-index:30;background:#f7f1e3f0;border-bottom:1px solid #244b451a;justify-content:space-between;align-items:center;height:70px;padding:0 clamp(22px,4vw,60px);display:flex;position:sticky;top:0}.form-progress-copy{color:var(--muted);align-items:center;gap:14px;font-size:12px;display:flex}.form-progress-copy strong{font-variant-numeric:tabular-nums;color:var(--forest)}.form-progress{z-index:31;background:#dce4dd;height:5px;position:sticky;top:70px}.form-progress span{background:var(--sky);height:100%;transition:width .35s;display:block}.review-form-shell.orange .form-progress span{background:var(--orange)}.review-form-shell.lime .form-progress span{background:var(--leaf)}.form-layout{grid-template-columns:minmax(360px,.88fr) minmax(560px,1.12fr);min-height:calc(100vh - 75px);display:grid}.form-scene{background:var(--forest);height:calc(100vh - 75px);position:sticky;top:75px;overflow:hidden}.form-scene>img{object-fit:cover}.form-scene:after{content:"";background:linear-gradient(#0000,#0e2a25c7);position:absolute;inset:45% 0 0}.scene-caption{z-index:2;background:#fffffff0;border:1px solid #ffffffb3;border-radius:17px;align-items:flex-start;gap:12px;padding:16px;display:flex;position:absolute;bottom:32px;left:34px;right:34px;box-shadow:0 18px 50px #14342e33}.scene-caption svg{color:var(--sky);min-width:19px}.review-form-shell.orange .scene-caption svg{color:var(--orange)}.review-form-shell.lime .scene-caption svg{color:var(--leaf)}.scene-caption span,.scene-caption strong{display:block}.scene-caption span{color:var(--muted);font-size:13px;line-height:1.45}.scene-caption strong{font-family:var(--font-display);color:var(--ink);margin-bottom:3px;font-size:17px}.form-panel{align-self:start;width:min(760px,100%);padding:68px clamp(36px,6vw,86px) 54px}.form-eyebrow{text-transform:uppercase;letter-spacing:1.35px;color:var(--sky);margin-bottom:14px;font-size:11px;font-weight:900}.review-form-shell.orange .form-eyebrow{color:#bd6812}.review-form-shell.lime .form-eyebrow{color:#5b6a21}.form-panel>h1,.complete-copy h1{letter-spacing:-3.5px;font-size:clamp(39px,4.5vw,64px);line-height:1.02}.form-intro{color:var(--muted);max-width:650px;margin:18px 0 35px;font-size:17px;line-height:1.62}.form-fields{grid-template-columns:1fr 1fr;gap:23px 18px;display:grid}.form-field{min-width:0}.form-field-wide{border:0;grid-column:1/-1;margin:0;padding:0}.form-field>label,.form-field>legend{color:var(--forest);margin-bottom:8px;font-size:13px;font-weight:850;display:block}.form-field>legend{font-family:var(--font-body)}.form-field>label span,.form-field>legend span{color:var(--orange)}.form-field input:not([type=radio]),.form-field select{width:100%;height:52px;color:var(--ink);background:#fff;border:1px solid #cbd6cf;border-radius:12px;padding:0 14px;box-shadow:0 2px #244b4508}.form-field input:not([type=radio]):hover,.form-field select:hover{border-color:#93aca5}.form-field input:not([type=radio]):focus-visible,.form-field select:focus-visible{border-color:var(--sky);outline-offset:1px;outline:3px solid #159fe82e}.currency-input{position:relative}.currency-input>span{color:var(--muted);font-weight:850;position:absolute;top:50%;left:14px;transform:translateY(-50%)}.currency-input input{font-variant-numeric:tabular-nums;padding-left:32px!important}.field-helper{color:var(--muted);margin:7px 2px 0;font-size:11px;line-height:1.45}.answer-grid{grid-template-columns:1fr 1fr;gap:10px;display:grid}.answer-card{cursor:pointer;background:#fff;border:1px solid #cbd6cf;border-radius:14px;min-height:78px;padding:15px 46px 15px 16px;transition:border-color .2s,box-shadow .2s,transform .2s;position:relative}.answer-card:hover{border-color:#82aaa0;transform:translateY(-1px)}.answer-card.selected{border-color:var(--sky);box-shadow:0 0 0 3px #159fe821}.review-form-shell.orange .answer-card.selected{border-color:var(--orange);box-shadow:0 0 0 3px #ee982324}.review-form-shell.lime .answer-card.selected{border-color:var(--leaf);box-shadow:0 0 0 3px #688c4324}.answer-card input{opacity:0;pointer-events:none;position:absolute}.answer-card strong,.answer-card small{display:block}.answer-card strong{font-size:14px}.answer-card small{color:var(--muted);margin-top:4px;font-size:11px;line-height:1.4}.answer-check{color:#fff;border:1px solid #cbd6cf;border-radius:50%;place-items:center;width:25px;height:25px;display:grid;position:absolute;top:14px;right:14px}.answer-card.selected .answer-check{background:var(--sky);border-color:var(--sky)}.review-form-shell.orange .answer-card.selected .answer-check{background:var(--orange);border-color:var(--orange)}.review-form-shell.lime .answer-card.selected .answer-check{background:var(--leaf);border-color:var(--leaf)}.form-error{color:#9c4614;background:#fff0e8;border-radius:10px;margin-top:20px;padding:12px 14px;font-size:13px;font-weight:750}.form-actions{border-top:1px solid var(--line);justify-content:space-between;align-items:center;gap:16px;margin-top:34px;padding-top:23px;display:flex}.form-back{min-height:48px;color:var(--forest);cursor:pointer;background:0 0;border:0;align-items:center;gap:7px;font-weight:800;display:flex}.form-back:disabled{opacity:.28;cursor:default}.form-actions .button{min-height:50px}.form-actions .button:disabled{opacity:.6;cursor:wait}.form-privacy{color:var(--muted);align-items:center;gap:7px;margin-top:22px;font-size:11px;display:flex}.question-screen .form-fields{grid-template-columns:1fr}.question-screen .form-field{max-width:720px}.question-screen .answer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.form-local-save{color:var(--muted);background:#ffffff94;border-radius:11px;align-items:flex-start;gap:8px;margin-top:25px;padding:11px 13px;font-size:10px;line-height:1.4;display:flex}.form-local-save svg{min-width:15px;color:var(--leaf);margin-top:2px}.form-local-save strong{color:var(--forest);margin-bottom:2px;font-size:11px;display:block}.question-screen .form-field>label,.question-screen .form-field>legend{font-family:var(--font-display);letter-spacing:-2.5px;color:var(--ink);text-wrap:balance;margin-bottom:28px;font-size:clamp(34px,4vw,54px);font-weight:700;line-height:1.04}.question-screen .form-field>label span,.question-screen .form-field>legend span{font-family:var(--font-body);vertical-align:top;margin-left:3px;font-size:.45em}.form-complete{grid-template-columns:1fr 1fr;min-height:100vh;display:grid}.complete-illustration{min-height:500px;position:relative}.complete-illustration img{object-fit:cover}.complete-copy{align-self:center;padding:70px clamp(38px,7vw,100px)}.complete-icon{background:var(--forest);color:#fff;border-radius:50%;place-items:center;width:54px;height:54px;margin-bottom:25px;display:grid}.complete-copy p{color:var(--muted);font-size:17px;line-height:1.6}.reference-card{border:1px solid var(--line);background:#fff;border-radius:13px;margin:24px 0;padding:16px 18px}.reference-card small,.reference-card strong{display:block}.reference-card small{color:var(--muted);text-transform:uppercase;letter-spacing:1px;font-size:10px;font-weight:800}.reference-card strong{font-family:var(--font-display);letter-spacing:.5px;margin-top:5px;font-size:22px}.security-note{align-items:flex-start;gap:9px;display:flex;font-size:13px!important}.security-note svg{min-width:18px;color:var(--leaf);margin-top:3px}body{overflow-x:hidden}a,button{touch-action:manipulation;-webkit-tap-highlight-color:#159fe829}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--sky);outline-offset:3px}h1,h2,h3{text-wrap:balance}p{text-wrap:pretty}.auth-page{background:var(--paper);grid-template-columns:minmax(380px,.9fr) minmax(520px,1.1fr);min-height:100vh;display:grid}.auth-art{background:linear-gradient(#10312b14,#10312bb8),url(/images/partner-ecosystem.png) 50%/cover no-repeat;min-height:100vh;position:relative}.auth-art-overlay{background:#f7f1e3f0;border-radius:24px;padding:28px;position:absolute;inset:auto 48px 48px;box-shadow:0 24px 70px #10312b47}.auth-art-overlay img{width:min(280px,75%);height:auto}.auth-art-overlay p{max-width:430px;color:var(--muted);margin:20px 0 0;font-size:18px;line-height:1.55}.auth-panel{place-items:center;padding:48px;display:grid}.auth-card{width:min(460px,100%)}.auth-card>span{color:#087fb9;letter-spacing:1.4px;text-transform:uppercase;font-size:11px;font-weight:900}.auth-card h1{letter-spacing:-4px;margin:13px 0 12px;font-size:clamp(48px,6vw,72px);line-height:.98}.auth-card>p{color:var(--muted);margin-bottom:32px;font-size:17px;line-height:1.6}.auth-form{gap:20px;display:grid}.auth-form label>span{color:var(--forest);margin-bottom:8px;font-size:13px;font-weight:850;display:block}.auth-form label>div{background:#fff;border:1px solid #c8d3cd;border-radius:13px;align-items:center;gap:10px;height:56px;padding:0 15px;display:flex}.auth-form label>div:focus-within{border-color:var(--sky);box-shadow:0 0 0 3px #159fe824}.auth-form label svg{color:#78908a;flex:none}.auth-form input{width:100%;height:100%;color:var(--ink);font:inherit;background:0 0;border:0;outline:0}.auth-form label>small{color:var(--muted);margin-top:7px;display:block}.auth-submit{justify-content:center;width:100%;min-height:54px}.auth-alert{border-radius:11px;margin:0;padding:12px 14px;font-size:13px;line-height:1.5}.auth-alert.error{color:#98400f;background:#fff0e8}.auth-alert.success{color:#365a22;background:#e9f4d6}.auth-link,.auth-home{color:#087fb9;text-underline-offset:4px;width:max-content;margin:22px auto 0;font-weight:800;text-decoration:underline;display:block}.auth-home{color:var(--muted);margin-top:38px;font-size:13px;text-decoration:none}.spin{animation:1s linear infinite auth-spin}@keyframes auth-spin{to{transform:rotate(360deg)}}.portal-signout{color:#a7bbb5;cursor:pointer;background:0 0;border:0;margin-top:4px;padding:0;font-size:11px;text-decoration:underline}@media (max-width:820px){.auth-page{grid-template-columns:1fr}.auth-art{min-height:230px}.auth-art-overlay{padding:20px;inset:auto 20px 20px}.auth-art-overlay p{margin-top:12px;font-size:14px}.auth-panel{padding:42px 22px 60px}.auth-card h1{letter-spacing:-3px;font-size:49px}}#reviews,#how,#trust,#choose{scroll-margin-top:24px}@media (max-width:650px){.site-header,.flow-header{padding-left:max(18px,env(safe-area-inset-left));padding-right:max(18px,env(safe-area-inset-right));height:auto;min-height:68px;padding-top:max(0px,env(safe-area-inset-top))}.brand{gap:8px;font-size:17px}.brand-logo{width:118px}.brand-logo.compact{width:92px}.choice-hero{padding:42px max(16px,env(safe-area-inset-right)) 32px max(16px,env(safe-area-inset-left))}.choice-hero-copy{min-width:0;max-width:100%;margin-bottom:32px}.choice-hero h1{letter-spacing:-3px;overflow-wrap:break-word;width:100%;max-width:100%;margin:18px 0;font-size:clamp(40px,11.5vw,46px);line-height:.98}.choice-hero-copy>p{font-size:16px;line-height:1.58}.choice-hero-copy>.eyebrow{white-space:normal;text-align:center;justify-content:center;max-width:100%}.eyebrow{letter-spacing:1px;padding:7px 10px;font-size:10px}.hero-choice-grid{gap:16px}.hero-choice{border-radius:21px}.hero-choice-overlay{inset:auto 18px 17px}.hero-choice-overlay strong{font-size:36px}.hero-choice-body{padding:20px 20px 22px}.hero-choice h2{margin-top:11px;font-size:24px}.hero-choice p{margin-bottom:0;font-size:14px;line-height:1.5}.choice-cta{min-height:44px;margin-top:10px}.choice-hero>.hero-proof{gap:10px 18px;margin-top:22px}.trust-strip{padding:22px max(18px,env(safe-area-inset-right)) 22px max(18px,env(safe-area-inset-left));gap:0}.trust-strip div{padding:14px 0}.section{padding:64px max(18px,env(safe-area-inset-right)) 64px max(18px,env(safe-area-inset-left))}.section-heading{margin-bottom:34px}.section-heading h2,.expertise-copy h2,.how-intro h2{font-size:36px;line-height:1.08}.how-section{gap:42px}.report-preview{margin-top:30px;padding:20px;transform:rotate(-1deg)}.step{grid-template-columns:46px 1fr;gap:14px;padding:20px 0}.step>span{width:40px;height:40px}.bright-trust h2{letter-spacing:-2px;font-size:38px}.bright-trust p{font-size:16px}.bright-trust ul{margin-top:26px}.bright-trust li{padding:14px}.cta-section{min-height:0;padding:58px max(20px,env(safe-area-inset-right)) 58px max(20px,env(safe-area-inset-left))}.cta-section h2{letter-spacing:-2.2px;font-size:39px}footer{padding:36px max(20px,env(safe-area-inset-right)) max(36px,env(safe-area-inset-bottom)) max(20px,env(safe-area-inset-left));gap:16px}footer>div{flex-wrap:wrap;gap:12px 18px}.flow-main{padding:30px max(16px,env(safe-area-inset-right)) 56px max(16px,env(safe-area-inset-left))}.picker-heading{margin:34px auto 30px}.picker-heading h1{letter-spacing:-2.4px;font-size:42px;line-height:1.08}.picker-heading p{font-size:16px;line-height:1.55}.picker-grid{gap:16px}.picker-card{border-radius:21px}.picker-card>div{padding:20px}.picker-card h2{font-size:27px}.picker-card>div>span{min-height:44px}.review-detail-hero{padding:34px max(16px,env(safe-area-inset-right)) 40px max(16px,env(safe-area-inset-left));gap:28px}.review-kicker{margin-top:30px}.review-detail-hero h1{letter-spacing:-3px;margin:16px 0;font-size:44px;line-height:1}.review-detail-hero>div>p{font-size:16px;line-height:1.58}.review-meta{flex-wrap:wrap;gap:12px 18px;margin:20px 0}.review-detail-hero .button{width:100%;min-height:50px}.review-detail-hero img{border-radius:21px}.review-outcomes{padding:24px max(18px,env(safe-area-inset-right)) 24px max(18px,env(safe-area-inset-left));gap:16px}.review-outcomes p{margin:0 0 4px}.review-paths{padding:58px max(16px,env(safe-area-inset-right)) 64px max(16px,env(safe-area-inset-left))}.path-grid{gap:12px}.path-card{border-radius:16px;min-height:0;padding:20px}.path-card h3{margin:14px 0 6px}.path-card button{min-height:44px}.journey-plan{border-radius:22px;margin-top:48px;padding:28px 22px}.journey-plan h2{font-size:30px}.journey-plan ol{gap:20px;margin-top:24px}.portal-main{padding:28px max(16px,env(safe-area-inset-right)) max(40px,env(safe-area-inset-bottom)) max(16px,env(safe-area-inset-left))}.portal-top h1{font-size:28px}.stats{gap:12px}.stat{padding:16px}.panel{border-radius:16px}.brand-preview{margin:16px;padding:16px}}@media (max-width:900px){.form-layout{display:block}.form-scene{height:260px;position:relative;top:auto}.scene-caption{bottom:16px;left:18px;right:18px}.form-panel{width:100%;padding:42px max(20px,env(safe-area-inset-right)) 50px max(20px,env(safe-area-inset-left))}.form-complete{grid-template-columns:1fr}.complete-illustration{min-height:330px}.complete-copy{padding:48px max(22px,env(safe-area-inset-right)) max(54px,env(safe-area-inset-bottom)) max(22px,env(safe-area-inset-left))}}@media (max-width:650px){.form-header{height:auto;min-height:64px;padding-left:max(16px,env(safe-area-inset-left));padding-right:max(16px,env(safe-area-inset-right));padding-top:max(0px,env(safe-area-inset-top))}.form-header .text-link{font-size:12px}.form-progress{top:64px}.form-scene{height:220px}.scene-caption{padding:13px;bottom:12px}.scene-caption span{font-size:11px}.scene-caption strong{font-size:15px}.form-panel{padding-top:34px}.form-panel>h1,.complete-copy h1{letter-spacing:-2.5px;font-size:39px}.form-intro{margin:15px 0 28px;font-size:15px}.form-fields{grid-template-columns:1fr;gap:20px}.answer-grid{grid-template-columns:1fr;gap:9px}.question-screen .answer-grid{grid-template-columns:1fr}.question-screen .form-field>label,.question-screen .form-field>legend{letter-spacing:-2px;margin-bottom:24px;font-size:36px;line-height:1.05}.answer-card{min-height:68px;padding-top:13px;padding-bottom:13px}.form-actions{z-index:10;padding:14px max(20px,env(safe-area-inset-right)) max(14px,env(safe-area-inset-bottom)) max(20px,env(safe-area-inset-left));-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-top:1px solid var(--line);background:#f7f1e3f2;margin-bottom:-50px;margin-left:-20px;margin-right:-20px;position:sticky;bottom:0}.form-actions .button{padding-left:17px;padding-right:17px}.form-back{font-size:13px}.form-local-save{margin-top:70px}.form-privacy{margin:14px 0 0}.complete-illustration{min-height:260px}}.report-login-shell{background:var(--paper);grid-template-columns:1fr 1fr;min-height:100vh;display:grid}.report-login-art{position:relative;overflow:hidden}.report-login-art>img{object-fit:cover}.report-login-art:after{content:"";background:linear-gradient(#0000,#143730d1);position:absolute;inset:40% 0 0}.report-login-art>div{z-index:2;color:#fff;position:absolute;bottom:60px;left:clamp(26px,5vw,75px);right:clamp(26px,5vw,75px)}.report-login-art>div>svg{color:#f2df63;margin-bottom:18px}.report-login-art strong,.report-login-art span{display:block}.report-login-art strong{font-family:var(--font-display);letter-spacing:-3px;font-size:clamp(40px,4.5vw,68px);line-height:1}.report-login-art span{color:#d8e6e1;max-width:470px;margin-top:18px;line-height:1.6}.report-login-panel{align-self:center;padding:70px clamp(40px,8vw,120px)}.report-login-panel>.brand{margin-bottom:70px}.report-login-panel h1{letter-spacing:-4px;font-size:clamp(48px,5vw,72px)}.report-login-panel>p{color:var(--muted);margin:17px 0 30px;font-size:17px;line-height:1.6}.report-login-panel form{gap:9px;display:grid}.report-login-panel label{margin-top:10px;font-size:13px;font-weight:850}.report-login-panel input{width:100%;height:54px;color:var(--ink);background:#fff;border:1px solid #c7d2cb;border-radius:12px;padding:0 15px}.report-login-panel input:focus-visible{outline-offset:1px;border-color:var(--sky);outline:3px solid #159fe82e}.passcode-field{position:relative}.passcode-field svg{color:var(--muted);position:absolute;top:16px;left:15px}.passcode-field input{letter-spacing:7px;font-variant-numeric:tabular-nums;padding-left:47px;font-size:20px}.report-login-panel .button{min-height:52px;margin-top:18px}.report-login-panel>small{color:var(--muted);margin-top:23px;line-height:1.5;display:block}.report-library{background:var(--paper);min-height:100vh}.report-library-header{border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#f7f1e3eb;justify-content:space-between;align-items:center;height:76px;padding:0 clamp(22px,6vw,90px);display:flex}.report-library-header button{color:var(--forest);cursor:pointer;background:0 0;border:0;align-items:center;gap:7px;font-weight:800;display:flex}.library-hero{justify-content:space-between;align-items:end;gap:40px;padding:75px clamp(22px,8vw,120px) 45px;display:flex}.library-hero>div{max-width:800px}.library-hero h1{letter-spacing:-5px;font-size:clamp(49px,6vw,84px);line-height:.98}.library-hero p{color:var(--muted);max-width:670px;font-size:17px;line-height:1.6}.library-hero>span{background:var(--forest);color:#fff;border-radius:22px;grid-template-columns:auto 1fr;align-items:center;gap:3px 10px;min-width:135px;padding:20px;display:grid}.library-hero>span svg{color:#eee36d;grid-row:1/3}.library-hero>span strong{font-family:var(--font-display);font-size:30px;line-height:1}.library-hero>span small{color:#c7d8d3}.library-grid{grid-template-columns:repeat(3,1fr);gap:19px;padding:0 clamp(22px,8vw,120px) 90px;display:grid}.library-card{border:1px solid var(--line);background:#fff;border-radius:23px;transition:transform .2s,box-shadow .2s;overflow:hidden;box-shadow:0 14px 40px #244b4514}.library-card:hover{transform:translateY(-5px);box-shadow:0 20px 50px #244b4526}.library-card-image{aspect-ratio:3/2;position:relative}.library-card-image img{object-fit:cover}.library-card-copy{padding:23px}.library-card-copy>span{text-transform:uppercase;letter-spacing:1.3px;color:var(--sky);font-size:10px;font-weight:900}.library-card.insurance .library-card-copy>span{color:#bd6812}.library-card.kiwisaver .library-card-copy>span{color:#5b6a21}.library-card h2{margin:10px 0;font-size:24px}.library-card p{color:var(--muted);min-height:58px;font-size:13px;line-height:1.5}.library-card-copy>small{color:var(--muted);align-items:center;gap:6px;margin:20px 0;display:flex}.library-card-copy>strong{color:var(--forest);justify-content:space-between;align-items:center;font-size:13px;display:flex}.empty-library{text-align:center;border:1px solid var(--line);background:#fff;border-radius:24px;grid-column:1/-1;padding:70px}.empty-library>svg{color:var(--sky);width:38px;height:38px}.empty-library h2{margin-top:17px;font-size:32px}.empty-library p{color:var(--muted)}.report-auth-required{background:var(--paper);text-align:center;place-content:center;min-height:100vh;padding:25px;display:grid}.report-auth-required>svg{color:var(--sky);width:45px;height:45px;margin:auto}.report-auth-required h1{margin:20px 0 10px;font-size:55px}.report-auth-required p{color:var(--muted)}.report-auth-required .button{margin:20px auto 0}.money-report{background:var(--paper);min-height:100vh}.money-report-nav{border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);z-index:30;background:#f7f1e3f0;grid-template-columns:1fr auto 1fr;align-items:center;height:70px;padding:0 clamp(20px,5vw,70px);display:grid;position:sticky;top:0}.money-report-nav>a,.money-report-nav button{align-items:center;gap:7px;font-size:12px;font-weight:850;display:flex}.money-report-nav button{color:var(--muted);background:0 0;border:0;justify-self:end}.report-cover{grid-template-columns:1fr 1fr;min-height:620px;display:grid}.report-cover-art{position:relative;overflow:hidden}.report-cover-art img{object-fit:cover}.report-cover-copy{background:var(--forest);color:#fff;flex-direction:column;justify-content:center;padding:80px clamp(38px,8vw,120px);display:flex}.report-channel{text-transform:uppercase;letter-spacing:1.3px;color:#eee36d;align-items:center;gap:8px;font-size:11px;font-weight:900;display:flex}.money-report.orange .report-channel{color:#ffc367}.money-report.blue .report-channel{color:#83d0f7}.report-cover h1{letter-spacing:-4.5px;margin:22px 0;font-size:clamp(48px,5.4vw,78px);line-height:.98}.report-headline{color:#d8e6e1;font-size:20px;line-height:1.55}.report-cover-meta{color:#bcd0ca;border-top:1px solid #ffffff29;justify-content:space-between;gap:20px;margin-top:28px;padding-top:20px;font-size:12px;display:flex}.report-cover-meta span{align-items:center;gap:7px;display:flex}.report-cover-meta svg{width:17px}.report-summary{background:#eee8a9;grid-template-columns:1fr 1fr;align-items:center;gap:70px;padding:55px clamp(24px,8vw,125px);display:grid}.report-summary span,.report-section-heading>span,.next-plan>div>span{text-transform:uppercase;letter-spacing:1.4px;color:#5b6a21;font-size:10px;font-weight:900}.report-summary h2{margin-top:9px;font-size:36px}.report-summary p{color:#475f59;font-size:16px;line-height:1.65}.report-section{padding:90px clamp(24px,8vw,125px)}.report-section-heading{max-width:760px;margin-bottom:40px}.report-section-heading h2{letter-spacing:-3px;margin:13px 0;font-size:clamp(40px,4.7vw,64px);line-height:1.04}.report-section-heading p{color:var(--muted);font-size:16px;line-height:1.6}.report-metrics{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.report-metrics article{border:1px solid var(--line);background:#fff;border-radius:19px;min-height:150px;padding:24px;position:relative;overflow:hidden}.report-metrics small,.report-metrics strong{display:block}.report-metrics small{color:var(--muted);font-size:11px}.report-metrics strong{font-family:var(--font-display);letter-spacing:-1.5px;font-variant-numeric:tabular-nums;margin-top:12px;font-size:clamp(27px,3vw,42px)}.report-metrics i{background:#d8f0fb;border-radius:50%;width:70px;height:70px;position:absolute;bottom:-20px;right:-20px}.report-metrics article:nth-child(2n) i{background:#eee8a9}.report-metrics article:nth-child(3n) i{background:#dfead8}.report-insights{grid-template-columns:1fr 1fr;gap:18px;padding-top:0;display:grid}.report-insights article{border:1px solid var(--line);background:#fff;border-radius:23px;grid-template-columns:52px 1fr;gap:18px;padding:28px;display:grid}.insight-icon{border-radius:15px;place-items:center;width:52px;height:52px;display:grid}.insight-icon.good{color:var(--leaf);background:#dfeedd}.insight-icon.watch{color:#b66312;background:#fff0db}.report-insights small{text-transform:uppercase;letter-spacing:1.2px;color:var(--muted);font-size:10px;font-weight:900}.report-insights h2{margin:8px 0 20px;font-size:26px}.report-insights ul{gap:14px;margin:0;padding:0;list-style:none;display:grid}.report-insights li{color:var(--muted);align-items:flex-start;gap:9px;font-size:14px;line-height:1.45;display:flex}.report-insights li svg{width:17px;min-width:17px;color:var(--leaf)}.report-insights article:nth-child(2) li svg{color:#b66312}.scenario-section{background:#dfeeed}.scenario-bars{gap:19px;max-width:900px;display:grid}.scenario-bars>div{grid-template-columns:150px 1fr 190px;align-items:center;gap:18px;display:grid}.scenario-bars span{font-size:13px;font-weight:850}.scenario-bars i{background:#ffffffb3;border-radius:999px;height:18px;overflow:hidden}.scenario-bars b{background:var(--sky);border-radius:inherit;height:100%;display:block}.scenario-bars>div:nth-child(2) b{background:var(--leaf)}.scenario-bars>div:nth-child(3) b{background:var(--orange)}.scenario-bars small{color:var(--muted)}.rates-context{background:#fff}.rates-grid{grid-template-columns:repeat(3,1fr);gap:11px;display:grid}.rates-grid article{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:19px}.rates-grid span,.rates-grid strong,.rates-grid small{display:block}.rates-grid span{text-transform:uppercase;letter-spacing:1px;color:var(--sky);font-size:10px;font-weight:900}.rates-grid strong{font-family:var(--font-display);margin:8px 0 5px;font-size:34px}.rates-grid small{color:var(--muted);font-size:9px}.rates-source{color:var(--muted);margin-top:14px;font-size:10px}.smart-recommendations{background:#fff4df}.recommendation-grid{grid-template-columns:repeat(2,1fr);gap:12px;display:grid}.recommendation-grid>a,.recommendation-grid>article{border:1px solid var(--line);background:#fff;border-radius:18px;padding:23px;transition:transform .2s,box-shadow .2s;display:block}.recommendation-grid>a:hover{transform:translateY(-3px);box-shadow:0 14px 35px #244b451f}.recommendation-grid span{text-transform:uppercase;letter-spacing:1px;color:var(--leaf);align-items:center;gap:7px;font-size:9px;font-weight:900;display:flex}.recommendation-grid span svg{width:16px}.recommendation-grid h3{margin:15px 0 8px;font-size:21px}.recommendation-grid p{color:var(--muted);font-size:12px;line-height:1.55}.recommendation-grid strong{color:var(--sky);align-items:center;gap:7px;margin-top:17px;font-size:11px;display:flex}.recommendation-grid strong svg{width:15px}.recommendation-grid small{color:var(--muted);margin-top:17px;font-size:9px;display:block}.next-plan{background:var(--forest);color:#fff}.next-plan>div{max-width:700px}.next-plan>div>span{color:#eee36d}.next-plan h2{letter-spacing:-3px;margin-top:12px;font-size:clamp(42px,5vw,68px)}.next-plan ol{counter-reset:next-plan;grid-template-columns:repeat(3,1fr);gap:18px;margin:45px 0;padding:0;list-style:none;display:grid}.next-plan li{counter-increment:next-plan;background:#ffffff12;border:1px solid #ffffff1c;border-radius:18px;padding:24px}.next-plan li:before{content:counter(next-plan);width:32px;height:32px;color:var(--forest);background:#eee36d;border-radius:50%;place-items:center;margin-bottom:24px;font-weight:900;display:grid}.next-plan li strong{font-size:18px}.next-plan li p{color:#bcd0ca;font-size:13px;line-height:1.55}.next-plan .button{background:var(--orange)}.report-assumptions{background:#fff;grid-template-columns:40px 1fr;gap:18px;padding:50px clamp(24px,8vw,125px);display:grid}.report-assumptions>svg{color:var(--leaf)}.report-assumptions h2{font-size:24px}.report-assumptions p{max-width:900px;color:var(--muted);line-height:1.6}.report-assumptions small{color:#83938f}@media (max-width:900px){.report-login-shell{grid-template-columns:1fr}.report-login-art{min-height:360px}.report-login-panel{padding:52px max(24px,env(safe-area-inset-right)) 60px max(24px,env(safe-area-inset-left))}.report-login-panel>.brand{margin-bottom:48px}.library-grid{grid-template-columns:1fr 1fr}.report-cover{grid-template-columns:1fr}.report-cover-art{min-height:430px}.report-summary{grid-template-columns:1fr;gap:20px}.report-insights{grid-template-columns:1fr}.report-metrics{grid-template-columns:1fr 1fr}.next-plan ol{grid-template-columns:1fr}}@media (max-width:650px){.report-login-art{min-height:280px}.report-login-art>div{bottom:25px;left:22px;right:22px}.report-login-art strong{font-size:38px}.report-login-art span{font-size:13px}.report-login-panel h1{font-size:48px}.report-library-header{height:68px;padding-left:max(18px,env(safe-area-inset-left));padding-right:max(18px,env(safe-area-inset-right))}.report-library-header .brand{font-size:15px}.report-library-header button{font-size:0}.report-library-header button svg{width:19px;height:19px}.library-hero{padding:52px max(18px,env(safe-area-inset-right)) 32px max(18px,env(safe-area-inset-left));display:block}.library-hero h1{letter-spacing:-3px;font-size:48px}.library-hero>span{width:max-content;margin-top:25px}.library-grid{padding:0 max(18px,env(safe-area-inset-right)) max(60px,env(safe-area-inset-bottom)) max(18px,env(safe-area-inset-left));grid-template-columns:1fr}.library-card p{min-height:0}.money-report-nav{grid-template-columns:1fr auto;height:64px;padding:0 16px}.money-report-nav .brand{display:none}.money-report-nav button{font-size:0}.money-report-nav button svg{width:18px;height:18px}.report-cover-art{min-height:300px}.report-cover-copy{padding:48px 20px}.report-cover h1{letter-spacing:-3px;font-size:46px}.report-headline{font-size:17px}.report-cover-meta{display:grid}.report-summary,.report-section,.report-assumptions{padding:58px 20px}.report-summary h2{font-size:31px}.report-section-heading h2{letter-spacing:-2.5px;font-size:40px}.report-metrics,.rates-grid,.recommendation-grid{grid-template-columns:1fr}.report-metrics article{min-height:125px}.report-insights{padding-top:0}.report-insights article{grid-template-columns:1fr;padding:22px}.scenario-bars>div{grid-template-columns:1fr;gap:8px}.scenario-bars i{height:15px}.next-plan h2{font-size:44px}.report-assumptions{grid-template-columns:1fr}.empty-library{padding:45px 20px}}.partner-deck{color:var(--ink);background:#d6ddd9;font-size:13px}.deck-page{background:var(--paper);flex-direction:column;width:min(100%,1120px);min-height:790px;margin:0 auto 18px;padding:62px 70px 58px;display:flex;position:relative;overflow:hidden}.deck-brand{align-items:center;gap:10px;display:flex}.deck-brand>span{background:var(--forest);color:#fff;width:32px;height:32px;font-family:var(--font-display);border-radius:9px;place-items:center;font-size:12px;display:grid}.deck-brand>strong{font-family:var(--font-display);font-size:17px}.deck-kicker,.deck-heading>span,.channel-copy>span,.report-preview-card>div>span,.commercial-options article>span{text-transform:uppercase;letter-spacing:1.4px;color:#087fb9;font-size:10px;font-weight:900}.deck-heading{max-width:830px}.deck-heading.compact{max-width:780px}.deck-heading h2,.channel-copy h2{letter-spacing:-3px;margin:13px 0 16px;font-size:clamp(42px,5vw,61px);line-height:1}.deck-heading p,.channel-copy>p{color:var(--muted);max-width:760px;font-size:16px;line-height:1.6}.deck-footer{color:#80918b;text-transform:uppercase;letter-spacing:1px;border-top:1px solid var(--line);grid-template-columns:1fr auto 1fr;align-items:center;padding-top:12px;font-size:9px;display:grid;position:absolute;bottom:24px;left:70px;right:70px}.deck-footer .deck-brand>span{border-radius:5px;width:20px;height:20px;font-size:7px}.deck-footer .deck-brand>strong{font-size:10px}.deck-footer>b{color:var(--forest);justify-self:end}.deck-cover{grid-template-columns:1.04fr .96fr;min-height:790px;padding:0;display:grid}.deck-cover-copy{flex-direction:column;align-items:flex-start;padding:56px 55px 60px 70px;display:flex}.deck-cover-copy .deck-kicker{margin-top:auto}.deck-cover h1{letter-spacing:-4.5px;margin:18px 0 22px;font-size:65px;line-height:.93}.deck-cover p{color:var(--muted);font-size:17px;line-height:1.6}.deck-cover-tags{flex-wrap:wrap;gap:8px;margin:24px 0;display:flex}.deck-cover-tags span{color:#075d86;background:#d9eef9;border-radius:999px;padding:9px 12px;font-size:11px;font-weight:850}.deck-cover-tags span:nth-child(2){color:#985310;background:#ffead0}.deck-cover-tags span:nth-child(3){color:#50631f;background:#e2ecc5}.deck-cover-copy>small{color:#788985;margin-top:17px}.deck-cover-art{min-height:790px;position:relative}.deck-cover-art img{object-fit:cover}.deck-cover .deck-footer{display:none}.deck-intro{background:#fff}.deck-three{grid-template-columns:repeat(3,1fr);gap:15px;margin-top:45px;display:grid}.deck-three article{background:var(--paper);border-radius:19px;padding:25px}.deck-three article:nth-child(2){background:#e4f1f7}.deck-three article:nth-child(3){background:#f7e7c9}.deck-three b{font-family:var(--font-display);color:var(--sky);font-size:26px}.deck-three h3{margin:22px 0 8px;font-size:21px}.deck-three p{color:var(--muted);font-size:12px;line-height:1.55}.deck-partner-callout{background:var(--forest);color:#fff;border-radius:20px;grid-template-columns:38px 1fr;gap:15px;margin-top:27px;padding:23px 26px;display:grid}.deck-partner-callout>svg{color:#eee36d}.deck-partner-callout span,.deck-partner-callout strong{display:block}.deck-partner-callout span{text-transform:uppercase;letter-spacing:1px;color:#bcd0ca;font-size:9px}.deck-partner-callout strong{margin-top:7px;font-size:15px;line-height:1.45}.deck-system{background:#e6f0e2}.ownership-flow{grid-template-columns:1fr 42px 1fr 42px 1fr;align-items:center;margin:55px 0 34px;display:grid}.ownership-flow>svg{color:var(--leaf);margin:auto}.ownership-flow article{text-align:center;background:#fff;border-radius:20px;flex-direction:column;justify-content:center;align-items:center;min-height:150px;padding:25px;display:flex}.ownership-flow article>svg{color:var(--sky);margin-bottom:13px}.ownership-flow b,.ownership-flow small{display:block}.ownership-flow small{color:var(--muted);margin-top:8px}.deck-grid-two{grid-template-columns:1fr 1fr;gap:15px;display:grid}.deck-panel{border-radius:18px;padding:22px 25px}.deck-panel.green{background:#d3e7ce}.deck-panel.yellow{background:#eee8a9}.deck-panel.blue{background:#d9eef9}.deck-panel.orange{background:#ffe7cc}.deck-panel h3{margin-bottom:14px;font-size:20px}.deck-panel ul{gap:10px;margin:0;padding:0;list-style:none;display:grid}.deck-panel li{align-items:center;gap:8px;font-size:12px;display:flex}.deck-panel li svg{width:15px;color:var(--leaf)}.deck-note{border-left:4px solid var(--orange);background:#ffffffa6;margin-top:22px;padding:16px 20px}.deck-access{background:#fff}.access-demo{grid-template-columns:240px 70px 1fr;align-items:center;width:100%;max-width:880px;margin:36px auto 25px;display:grid}.phone{background:var(--forest);color:#fff;text-align:center;border:7px solid #173c36;border-radius:34px;min-height:335px;padding:30px 20px 27px;box-shadow:0 15px 38px #1437302e}.phone-top{background:#0e2723;border-radius:99px;width:65px;height:6px;margin:-16px auto 35px}.phone>svg{color:#eee36d;width:34px;height:34px}.phone small,.phone strong,.phone b{display:block}.phone small{color:#bcd0ca;margin:14px 0 26px}.phone b{font-family:var(--font-display);letter-spacing:6px;margin:14px 0;font-size:36px}.phone p{color:#bcd0ca;font-size:11px;line-height:1.5}.access-arrow{color:var(--sky);place-items:center;display:grid}.library-mock{background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:23px}.library-mock>div{justify-content:space-between;align-items:center;display:flex}.library-mock>div>svg{color:var(--leaf)}.library-mock>span{color:#087fb9;text-transform:uppercase;letter-spacing:1px;margin-top:32px;font-size:9px;font-weight:900;display:block}.library-mock h3{margin:8px 0 18px;font-size:28px}.mini-reports{grid-template-columns:repeat(3,1fr);gap:8px;display:grid}.mini-reports article{background:#fff;border-radius:10px;padding-bottom:10px;overflow:hidden}.mini-reports img{object-fit:cover;width:100%;height:70px;display:block}.mini-reports b,.mini-reports small{padding:0 8px;display:block}.mini-reports b{margin-top:8px;font-size:9px}.mini-reports small{color:var(--muted);margin-top:3px;font-size:7px}.security-row{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}.security-row span{background:#edf3ef;border-radius:99px;align-items:center;gap:6px;padding:9px 12px;font-size:9px;font-weight:850;display:flex}.security-row svg{width:14px;color:var(--leaf)}.channel-opener{grid-template-columns:.95fr 1.05fr;padding:0;display:grid}.channel-art{min-height:790px;position:relative}.channel-art img{object-fit:cover}.channel-copy{flex-direction:column;justify-content:center;padding:70px 62px 80px;display:flex}.deck-channel.insurance .channel-copy>span,.deck-channel.insurance .report-preview-card>div>span{color:#ad5c0c}.deck-channel.kiwisaver .channel-copy>span,.deck-channel.kiwisaver .report-preview-card>div>span{color:#5b6a21}.path-list{gap:9px;margin-top:26px;display:grid}.path-list>div{border:1px solid var(--line);background:#fff;border-radius:11px;grid-template-columns:25px 1fr;align-items:center;gap:9px;padding:10px 12px;display:grid}.path-list>div>svg{width:15px;color:var(--leaf)}.path-list b,.path-list small{display:block}.path-list b{font-size:12px}.path-list small{color:var(--muted);margin-top:2px;font-size:9px}.channel-opener .deck-footer{left:calc(50% + 62px)}.form-map-page{background:#fff}.form-map{grid-template-columns:1fr 1fr;gap:12px;margin-top:28px;display:grid}.form-map>article{background:var(--paper);border-radius:16px;grid-template-columns:36px 1fr;gap:11px;padding:15px;display:grid}.form-step-number{background:var(--sky);color:#fff;border-radius:50%;place-items:center;width:31px;height:31px;font-weight:900;display:grid}.insurance .form-step-number{background:var(--orange)}.kiwisaver .form-step-number{background:var(--leaf)}.form-map article span{text-transform:uppercase;letter-spacing:.8px;color:#087fb9;font-size:8px;font-weight:900}.form-map h3{margin:4px 0;font-size:17px}.form-map p{color:var(--muted);margin-bottom:10px;font-size:9px;line-height:1.4}.question-chips{flex-wrap:wrap;gap:4px;display:flex}.question-chips em{border:1px solid var(--line);background:#fff;border-radius:99px;padding:4px 6px;font-size:7px;font-style:normal}.report-map-page{background:#e7f0ed}.report-preview-card{background:var(--forest);color:#fff;border-radius:24px;grid-template-columns:.86fr 1.14fr;min-height:320px;display:grid;overflow:hidden}.report-preview-art{position:relative}.report-preview-art img{object-fit:cover}.report-preview-card>div:last-child{padding:39px}.report-preview-card h2{letter-spacing:-2px;margin:12px 0;font-size:40px;line-height:1}.report-preview-card p{color:#c9d9d4;font-size:12px;line-height:1.55}.outcome-tags{flex-wrap:wrap;gap:6px;margin-top:18px;display:flex}.outcome-tags b{background:#ffffff1a;border:1px solid #ffffff26;border-radius:99px;padding:6px 8px;font-size:8px}.report-contents{margin-top:28px}.report-contents h3{margin-bottom:14px;font-size:22px}.report-contents ol{grid-template-columns:repeat(3,1fr);gap:7px;margin:0;padding:0;list-style:none;display:grid}.report-contents li{background:#fff;border-radius:10px;align-items:center;gap:7px;padding:9px 11px;font-size:9px;font-weight:750;display:flex}.report-contents li span{color:#087fb9;font-size:7px;font-weight:900}.deck-experience{background:#fff}.journey-ribbon{grid-template-columns:repeat(7,1fr);gap:7px;margin-top:52px;display:grid}.journey-ribbon article{background:var(--paper);border-radius:14px;min-height:125px;padding:16px 11px}.journey-ribbon article:nth-child(3n+1){background:#d9eef9}.journey-ribbon article:nth-child(3n+2){background:#ffe5c7}.journey-ribbon article:nth-child(3n){background:#e4edc9}.journey-ribbon b{background:#fff;border-radius:50%;place-items:center;width:27px;height:27px;font-size:10px;display:grid}.journey-ribbon span{margin-top:21px;font-size:11px;font-weight:850;line-height:1.35;display:block}.bottom-panels{margin-top:30px}.bottom-panels p{color:var(--muted);line-height:1.55}.deck-qualification{background:#edf4ef}.qualification-layers{grid-template-columns:repeat(4,1fr);gap:10px;margin-top:28px;display:grid}.qualification-layers article{background:#fff;border-radius:16px;grid-template-columns:32px 1fr;gap:10px;padding:18px;display:grid}.qualification-layers article>b{background:var(--forest);color:#eee36d;border-radius:50%;place-items:center;width:29px;height:29px;display:grid}.qualification-layers h3{margin:4px 0 6px;font-size:16px}.qualification-layers p{color:var(--muted);font-size:9px;line-height:1.45}.grade-grid{grid-template-columns:repeat(5,1fr);gap:8px;margin-top:23px;display:grid}.grade-grid article{background:#fff;border-radius:14px;padding:15px 12px}.grade-grid strong{font-family:var(--font-display);font-size:27px;display:block}.grade-grid span{color:var(--muted);margin-top:8px;font-size:9px;line-height:1.45;display:block}.grade-grid .a1{background:#cee7c9}.grade-grid .a2{background:#d9eef9}.grade-grid .b{background:#eee8a9}.grade-grid .c{background:#ffe7cc}.grade-grid .d{background:#eadfda}.qualification-rule{background:var(--forest);color:#fff;border-radius:15px;align-items:center;gap:12px;margin-top:18px;padding:15px 18px;display:flex}.qualification-rule svg{color:#eee36d;min-width:22px}.qualification-rule span{font-size:11px;line-height:1.45}.deck-email-page{background:#eef2ef}.deck-email-page .deck-heading h2{font-size:46px}.email-shell{background:#fff;border:1px solid #d2dcd6;border-radius:17px;width:840px;max-width:100%;margin:25px auto 0;overflow:hidden;box-shadow:0 12px 34px #14373014}.email-top{background:var(--forest);color:#fff;justify-content:space-between;align-items:center;height:52px;padding:0 23px;display:flex}.email-top .deck-brand>span{color:var(--forest);background:#eee36d;width:25px;height:25px;font-size:9px}.email-top .deck-brand>strong{font-size:13px}.email-top>span{text-transform:uppercase;letter-spacing:1px;color:#c8d9d4;font-size:8px}.email-body{padding:27px 34px 24px}.email-kicker{text-transform:uppercase;letter-spacing:1.2px;color:#087fb9;font-size:8px;font-weight:900}.email-body h3{margin:8px 0 10px;font-size:30px}.email-body>p{color:var(--muted);font-size:11px;line-height:1.55}.adviser-card{background:#edf4ef;border-radius:13px;grid-template-columns:48px 1fr auto;align-items:center;gap:13px;margin:16px 0;padding:13px 15px;display:grid}.avatar{background:var(--orange);color:#fff;width:46px;height:46px;font-family:var(--font-display);border-radius:50%;place-items:center;display:grid}.adviser-card strong,.adviser-card span,.adviser-card small{display:block}.adviser-card span{margin-top:3px;font-size:10px}.adviser-card small{color:var(--muted);margin-top:3px;font-size:8px}.adviser-card a{color:#087fb9;font-size:9px;font-weight:850}.email-summary{grid-template-columns:1fr 1fr;gap:8px;display:grid}.email-summary>div,.adviser-handoff-grid article{border:1px solid var(--line);border-radius:11px;grid-template-columns:28px 1fr;align-items:start;gap:8px;padding:10px;display:grid}.email-summary svg,.adviser-handoff-grid svg{width:17px;color:var(--leaf)}.email-summary b,.email-summary small,.adviser-handoff-grid b,.adviser-handoff-grid small{display:block}.email-summary b,.adviser-handoff-grid b{font-size:9px}.email-summary small,.adviser-handoff-grid small{color:var(--muted);margin-top:3px;font-size:8px;line-height:1.4}.email-actions{background:#fff4df;border-radius:11px;justify-content:space-between;align-items:center;margin-top:11px;padding:11px 13px;display:flex}.email-actions span{color:var(--muted);font-size:9px}.email-actions button{background:var(--forest);color:#fff;border:0;border-radius:9px;padding:9px 13px;font-size:9px;font-weight:850}.email-body .email-fineprint{margin-top:10px;font-size:7px}.adviser-version{margin-top:18px}.adviser-version .email-body{padding-top:22px}.adviser-handoff-grid{grid-template-columns:1fr 1fr;gap:8px;margin:13px 0;display:grid}.adviser-handoff-grid article{background:#f8f5ea}.adviser-email-page .deck-heading>p{max-width:900px}.deck-privacy{background:#fff}.privacy-split{grid-template-columns:1fr 1fr;gap:12px;margin-top:25px;display:grid}.privacy-split article{background:#d9eef9;border-radius:17px;padding:19px 22px}.privacy-split article:nth-child(2){background:#fff0d8}.privacy-split article>span{text-transform:uppercase;letter-spacing:1px;color:#087fb9;font-size:8px;font-weight:900}.privacy-split article:nth-child(2)>span{color:#a4580b}.privacy-split h3{margin:9px 0 6px;font-size:20px}.privacy-split p{color:var(--muted);font-size:10px;line-height:1.5}.privacy-requirements{margin-top:18px}.privacy-requirements h3{margin-bottom:9px;font-size:17px}.privacy-requirements>div{grid-template-columns:repeat(3,1fr);gap:6px;display:grid}.privacy-requirements span{border:1px solid var(--line);border-radius:9px;align-items:center;gap:7px;padding:8px 10px;font-size:9px;display:flex}.privacy-requirements svg{width:13px;color:var(--leaf)}.privacy-controls{grid-template-columns:repeat(3,1fr);gap:8px;margin-top:17px;display:grid}.privacy-controls article{background:#edf4ef;border-radius:12px;grid-template-columns:28px 1fr;gap:8px;padding:12px;display:grid}.privacy-controls svg{width:18px;color:var(--leaf)}.privacy-controls b,.privacy-controls small{display:block}.privacy-controls b{font-size:10px}.privacy-controls small{color:var(--muted);margin-top:4px;font-size:8px;line-height:1.4}.legal-source{color:#6f817c;border-top:1px solid var(--line);margin-top:12px;padding-top:8px;font-size:7px}.deck-commercial{background:#fff4df}.commercial-options{grid-template-columns:repeat(3,1fr);gap:12px;margin-top:36px;display:grid}.commercial-options article{background:#fff;border-radius:18px;min-height:200px;padding:24px}.commercial-options h3{margin:24px 0 9px;font-size:23px}.commercial-options p{color:var(--muted);font-size:11px;line-height:1.55}.partner-principles{background:var(--forest);color:#fff;border-radius:20px;margin-top:24px;padding:23px 26px}.partner-principles h3{font-size:18px}.partner-principles>div{flex-wrap:wrap;gap:7px;margin-top:14px;display:flex}.partner-principles span{color:#d4e1dd;background:#ffffff1a;border-radius:99px;padding:7px 9px;font-size:9px}.deck-roadmap{background:#e7f0ed}.roadmap-list{grid-template-columns:1fr 1fr;gap:12px;margin-top:35px;display:grid}.roadmap-list article{background:#fff;border-radius:16px;grid-template-columns:40px 1fr;gap:13px;padding:18px;display:grid}.roadmap-list article>b{background:var(--forest);color:#eee36d;border-radius:50%;place-items:center;width:36px;height:36px;display:grid}.roadmap-list h3{margin:2px 0 7px;font-size:18px}.roadmap-list p{color:var(--muted);font-size:10px;line-height:1.5}.deck-close{color:#fff;text-align:center;place-items:center;padding:0;display:grid}.deck-close:after{content:"";z-index:1;background:linear-gradient(#0d2a2559,#0d2a25db);position:absolute;inset:0}.deck-close>img{object-fit:cover}.deck-close>div{z-index:2;max-width:760px;padding:60px;position:relative}.deck-close .deck-brand{justify-content:center}.deck-close .deck-brand>span{color:var(--forest);background:#eee36d}.deck-close>div>span{text-transform:uppercase;letter-spacing:1.5px;color:#eee36d;margin-top:110px;font-size:10px;display:block}.deck-close h2{letter-spacing:-4px;margin:18px 0;font-size:66px;line-height:.96}.deck-close p{color:#d6e2de;font-size:18px}.close-details{color:#c9d8d4;border-top:1px solid #ffffff40;justify-content:space-between;margin:75px auto 0;padding-top:20px;font-size:11px;display:flex}.deck-close .deck-footer{z-index:3;color:#d1ded9;border-color:#ffffff40}.deck-close .deck-footer .deck-brand{justify-content:flex-start}.deck-close .deck-footer .deck-brand>span{color:var(--forest);background:#eee36d}.deck-brand>span,.deck-brand>strong{display:none}.deck-brand img{border-radius:5px;width:155px;height:auto;display:block}.deck-footer .deck-brand img{width:78px}.email-top .deck-brand img{width:105px}.deck-close .deck-brand img{width:190px}.report-top .brand-logo{width:95px}@media (max-width:800px){.deck-page{width:100%;min-height:0;margin:0;padding:48px 22px 70px}.deck-cover,.channel-opener{display:block}.deck-cover-copy{padding:45px 22px}.deck-cover h1,.deck-close h2{font-size:48px}.deck-cover-art,.channel-art{min-height:380px}.deck-three,.deck-grid-two,.form-map,.commercial-options,.roadmap-list,.qualification-layers,.grade-grid,.privacy-split,.privacy-requirements>div,.privacy-controls,.ownership-flow{grid-template-columns:1fr}.ownership-flow>svg{margin:8px auto;transform:rotate(90deg)}.access-demo{grid-template-columns:1fr}.access-arrow{height:50px;transform:rotate(90deg)}.phone{max-width:280px;margin:auto}.mini-reports{grid-template-columns:1fr}.library-mock{width:100%}.channel-copy{padding:48px 22px 80px}.channel-opener .deck-footer,.deck-footer{left:22px;right:22px}.report-preview-card{grid-template-columns:1fr}.report-preview-art{min-height:280px}.report-contents ol,.journey-ribbon{grid-template-columns:1fr 1fr}.email-body{padding:23px 18px}.adviser-card,.email-summary,.adviser-handoff-grid{grid-template-columns:1fr}.deck-close>div{padding:70px 22px}.close-details{gap:8px;display:grid}.deck-close>div>span{margin-top:70px}}@media print{@page{size:A4 landscape;margin:0}html,body{background:#fff!important}.partner-deck{-webkit-print-color-adjust:exact;print-color-adjust:exact;background:#fff}.deck-page{break-after:page;page-break-after:always;width:297mm;height:210mm;min-height:210mm;max-height:210mm;margin:0;padding:12mm 16mm 13mm}.deck-cover,.channel-opener{grid-template-columns:1.04fr .96fr;padding:0;display:grid}.channel-opener{grid-template-columns:.95fr 1.05fr}.deck-cover-copy{padding:13mm 12mm 14mm 16mm}.deck-cover-art,.channel-art{min-height:210mm}.deck-cover h1{font-size:52px}.deck-heading h2,.channel-copy h2{margin:8px 0 10px;font-size:41px}.deck-heading p,.channel-copy>p{font-size:12px;line-height:1.4}.deck-footer{padding-top:7px;bottom:5mm;left:16mm;right:16mm}.channel-opener .deck-footer{left:calc(50% + 14mm)}.deck-three{grid-template-columns:repeat(3,1fr);margin-top:18px}.deck-grid-two,.form-map,.roadmap-list,.privacy-split,.email-summary,.adviser-handoff-grid{grid-template-columns:1fr 1fr}.commercial-options,.privacy-requirements>div,.privacy-controls{grid-template-columns:repeat(3,1fr)}.qualification-layers{grid-template-columns:repeat(4,1fr)}.grade-grid{grid-template-columns:repeat(5,1fr)}.deck-three article{padding:14px}.deck-three h3{margin:9px 0 5px}.deck-partner-callout{margin-top:13px;padding:12px 17px}.ownership-flow{grid-template-columns:1fr 32px 1fr 32px 1fr;margin:18px 0 13px}.ownership-flow>svg{margin:auto;transform:none}.ownership-flow article{min-height:92px;padding:11px}.deck-panel{padding:12px 17px}.deck-panel h3{margin-bottom:8px}.deck-panel ul{gap:5px}.deck-note{margin-top:10px;padding:8px 13px}.access-demo{grid-template-columns:210px 55px 1fr;margin:13px auto 9px}.access-arrow{height:auto;transform:none}.phone{min-height:245px;padding:18px 14px 15px}.phone-top{margin:-7px auto 17px}.phone small{margin:7px 0 13px}.phone b{margin:9px 0;font-size:30px}.library-mock>span{margin-top:14px}.library-mock h3{margin:4px 0 9px}.mini-reports{grid-template-columns:repeat(3,1fr)}.channel-copy{padding:13mm 13mm 18mm}.path-list{gap:5px;margin-top:12px}.path-list>div{padding:6px 8px}.form-map{gap:7px;margin-top:13px}.form-map>article{padding:8px}.form-map h3{font-size:15px}.form-map p{margin-bottom:4px}.report-preview-card{grid-template-columns:.86fr 1.14fr;min-height:250px}.report-preview-art{min-height:0}.report-preview-card>div:last-child{padding:24px}.report-preview-card h2{font-size:32px}.report-contents{margin-top:13px}.report-contents h3{margin-bottom:7px}.report-contents ol{grid-template-columns:repeat(3,1fr);gap:4px}.report-contents li{padding:6px 8px}.journey-ribbon{grid-template-columns:repeat(7,1fr);margin-top:18px}.journey-ribbon article{min-height:90px;padding:10px 8px}.journey-ribbon span{margin-top:10px}.bottom-panels{margin-top:13px}.qualification-layers{margin-top:16px}.qualification-layers article{padding:12px}.grade-grid{margin-top:13px}.grade-grid article{padding:10px}.qualification-rule{margin-top:11px;padding:10px 14px}.email-shell{margin-top:13px}.email-body{padding:19px 27px 16px}.adviser-card{grid-template-columns:48px 1fr auto;margin:10px 0;padding:9px 12px}.adviser-version{margin-top:10px}.adviser-version .email-body{padding-top:16px}.adviser-handoff-grid{margin:8px 0}.privacy-split{margin-top:14px}.privacy-split article{padding:13px 17px}.privacy-requirements{margin-top:11px}.privacy-controls{margin-top:10px}.privacy-controls article{padding:9px}.legal-source{margin-top:8px;padding-top:6px}.commercial-options{margin-top:16px}.commercial-options article{min-height:135px;padding:14px}.commercial-options h3{margin:10px 0 5px}.partner-principles{margin-top:10px;padding:12px 17px}.roadmap-list{gap:7px;margin-top:14px}.roadmap-list article{padding:10px}.roadmap-list h3{margin:0 0 3px}.deck-close{padding:0}.deck-close>div{padding:55px}.deck-close>div>span{margin-top:55px}.deck-close h2{font-size:56px}.close-details{margin-top:42px}.deck-close:last-child{break-after:auto;page-break-after:auto}.money-report .money-report-nav{display:none!important}.money-report .report-cover{grid-template-columns:1fr!important}.money-report .report-cover-art{min-height:112mm!important}.money-report .report-cover-copy{padding:16mm 14mm!important}.money-report .next-plan button{display:none!important}}.portal-live-status{color:#14775e;background:#e8f6f0;border-radius:999px;align-items:center;gap:8px;padding:9px 12px;font-size:11px;font-weight:850;display:inline-flex}.portal-live-status i{background:#2ba777;border-radius:50%;width:8px;height:8px;box-shadow:0 0 0 4px #2ba77721}.live-data-label{color:#14775e;text-transform:uppercase;letter-spacing:.7px;background:#e8f6f0;border-radius:999px;padding:5px 8px;font-size:9px;font-weight:900;display:inline-flex}.portal-side-stack{align-content:start;gap:16px;display:grid}.portal-empty{text-align:center;color:#81908f;align-content:center;place-items:center;gap:8px;min-height:250px;padding:28px;display:grid}.portal-empty strong{color:var(--ink)}.portal-empty p{max-width:280px;margin:0;font-size:12px;line-height:1.5}.portal-empty.compact{min-height:150px}.company-list{display:grid}.company-summary{border-bottom:1px solid #edf1f0;grid-template-columns:38px 1fr auto;align-items:center;gap:11px;padding:14px 18px;display:grid}.company-summary:last-child{border-bottom:0}.company-summary strong,.company-summary small{display:block}.company-summary small{color:var(--muted);margin-top:3px;font-size:10px}.company-state{border-radius:999px;padding:5px 7px;font-size:9px;font-weight:900}.company-state.active{color:#14775e;background:#e5f5ee}.company-state.inactive{color:#6f7e7a;background:#edf1ef}.portal-loading{background:#f4f7f6;grid-template-columns:245px 1fr;min-height:100vh;display:grid}.portal-loading-sidebar{background:#12383d}.portal-loading>section{padding:40px}.portal-loading-line,.portal-loading-stats>div,.portal-loading-panels>div{background:linear-gradient(90deg,#e5ece9,#f6f8f7,#e5ece9) 0 0/220% 100%;border-radius:14px;animation:1.4s infinite portal-shimmer}.portal-loading-line{width:220px;height:18px;margin-bottom:12px}.portal-loading-line.wide{width:380px;height:36px}.portal-loading-stats{grid-template-columns:repeat(4,1fr);gap:14px;margin-top:36px;display:grid}.portal-loading-stats>div{height:128px}.portal-loading-panels{grid-template-columns:1.55fr .8fr;gap:16px;margin-top:16px;display:grid}.portal-loading-panels>div{height:430px}.portal-error{text-align:center;background:var(--paper);align-content:center;place-items:center;gap:14px;min-height:100vh;padding:30px;display:grid}.portal-error svg{color:var(--orange)}.portal-error h1{letter-spacing:-2.5px;max-width:680px;margin:0;font-size:48px}.portal-error p{max-width:570px;color:var(--muted);line-height:1.6}@keyframes portal-shimmer{to{background-position:-220% 0}}@media (max-width:820px){.portal-loading{grid-template-columns:1fr}.portal-loading-sidebar{display:none}.portal-loading>section{padding:24px 16px}.portal-loading-stats{grid-template-columns:1fr 1fr}.portal-loading-panels{grid-template-columns:1fr}.portal-loading-panels>div{height:300px}.company-summary{grid-template-columns:38px 1fr}.company-state{grid-column:2;width:max-content}}